Both China Merchants Bank and China Bank have student loans for MBA students, among which China Merchants Bank mainly provides national student loans for MBA freshmen in China and Europe; China Bank provides MBA and EMBA student loans signed by six famous universities: Tsinghua University, Peking University, Renmin University, university of international business and economics, Central University of Finance and Economics and Beijing Normal University. As long as you are one of them, you can apply for the corresponding MBA student loan.
MBA application conditions:
1, a natural person with full civil capacity of China nationality and resident identity card.
2, honest and trustworthy, law-abiding, no violations; Study hard and you can finish your studies normally.
3, with the admission notice (admission notice) or student ID card and proof of tuition and fees during the study period required by the school.
4. Have a certain proportion of the education expenses required by the educated, and promise to inform the lender of the latest work unit and effective communication methods in time after leaving school.
5. If it is agreed in writing that the loan will not be repaid within half a year, the lender may announce its violation of discipline in its school or public media.
6. Provide collateral assets or third-party joint liability guarantee recognized by the lender.
Apply for personal credit loan
All major commercial banks have personal credit loans. Borrowers can get a certain amount of loans without providing collateral, such as Citibank's happy hour loan business. As long as you have a good credit record and prepare relevant supporting documents, you will have the opportunity to get a loan of up to 500 thousand yuan. You can use this consumer loan to pay all kinds of living expenses, including family expenses, travel and hiking, study and further study, wedding reception, decoration and car purchase services. So that you can easily start a happy life.
Conditions for applying for bank mortgage loan:
1, a natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (exclusive); Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation;
2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate (or unmarried statement);
3. Have a good credit record and willingness to repay;
4, with a stable source of income and the ability to repay the loan principal and interest in full and on time;
5. There is a clear loan purpose; The purpose of the loan conforms to the national laws, regulations and relevant provisions, and promises that the loan will not flow into the securities market, futures market or be used for equity investment and real estate project development in any form, and will not be used for borrowing to seek illegal income, and other projects explicitly prohibited by national laws and regulations;
6. Can provide legal, effective and reliable house mortgage recognized by the bank;
7. Other conditions for opening a personal settlement account stipulated by the bank in the relevant loan.