According to the official introduction of BOC consumer finance, there are many loan products of BOC consumer finance, involving consumption, operation and other aspects. Bank of China consumer finance loans can be roughly divided into three parts, namely credit loans, merchant-specific loans and Internet loans. Details are as follows:
Unsecured/credit loan
There are two main products of credit loans under BOC Consumer Finance, one is pure credit loan "credit loan" and the other is real estate mortgage loan "Lexiang loan".
Merchant-specific loan
There are seven types of merchant-specific loan products, namely: (1) education-specific loans; (2) Skill-specific loans; (3) special loan for decoration; (4) special loan for learning to drive; (5) exclusive loans for renting houses; (6) Wedding-specific loans; (7) Owner-specific loans.
Network loan
BOC Consumer Finance has six Internet loan products, namely: (1) Xinyi Loan-Microfinance; (2) Credit Easy Loan-Apple score; (3) Staging of education cloud; (4) also; (5) credit set sail; (6) BOC consumer wallet.
These are the loan products of BOC Consumer Finance, which can basically meet everyone's daily shopping, decoration, study and other needs.