Legal analysis: Gambling violates the provisions of China's Public Security Administration Punishment Law and other laws prohibiting gambling, and also violates the basic principles of public order and good customs in civil law, and at the same time harms the interests of the public and other laws, which is illegal. Borrowing money on one's own initiative while knowing that he is engaged in illegal activities is illegal, and gambling debts based on it are illegal and should not be protected by law.

Legal basis: Article 153 of the Civil Code of People's Republic of China (PRC) is invalid if it violates the mandatory provisions of laws and administrative regulations. However, unless mandatory provisions do not invalidate civil legal acts. A civil legal act that violates public order and good customs is invalid.

The consequences of personal credit loss and loss:

1, penalty interest and liquidated damages. If the loan is not repaid, the first thing you encounter is a high penalty interest. On the basis of penalty interest, some financial institutions also need you to pay liquidated damages. These expenses add up to a lot of money.

2. Credit is blind. If you borrow money from the bank and fail to pay it back within the time limit, your personal credit report will be stained, and it will be more difficult to apply for credit cards and loans in the future. Even small loan companies are not included in the credit report, and there is a blacklist system in the circle. If a company does not pay back, it will be difficult to approve other loans.