Question 1: CCB installment loan If you have a mortgage loan from CCB, you can apply for installment loan at a branch or personal loan center designated by CCB. If you don't have a CCB credit card, you can apply for an installment loan together.

Whether the installment pass can be approved depends on your personal situation, but it is impossible to predict in advance.

If the credit card and installment pass are approved, the bank will give your credit card a special installment amount. After reaching the amount, you can go to the CCB outlet to complete the installment transaction, transfer the money to the special consumption card, and then swipe the card at the designated merchant for consumption.

It should be noted that this special limit is beyond the limit of your credit card itself and cannot be recovered.

Question 2: installment loan risk operational risk refers to whether the loan personnel can correctly evaluate the risk of the loan enterprise and reasonably avoid the post-loan risk.

Loan risk

Operational risk, operational risk here refers to whether the loan officer can correctly evaluate the risk of the loan enterprise and whether it is reasonable to avoid the post-loan risk.

Question 3: CCB Installment Loan CCB Installment Loan is a credit card installment product recently launched by CCB, which can be used for diversified consumer credit scenarios that the fixed credit card quota cannot meet and the current market installment products cannot cover. The installment plan of China Construction Bank has the characteristics of "convenient application, exclusive quota, wide use and easy repayment".

1. How to apply: CCB uses big data technology to grant installment quota to qualified customers in advance. Pre-credit customers can apply for "installment quota" quickly by filling out the application form and providing identity documents; If the customer does not have a CCB credit card, they can apply for a card at the same time.

2. How much is the credit limit: After the customer successfully applies for "installment", he will get a maximum installment limit of RMB 6,543,800+0.5 million, which does not occupy the credit limit of the credit card itself, and the daily use of the card will not be affected.

3. Number of installments: the longest repayment can be divided into 36 installments.

4. Handling fee rate: the same as the installment fee rate of Longka Credit Card. However, in the initial stage of listing, there are preferential activities for handling fees. From now until February 365438, 2006, customers who successfully handle the installment business of Longka credit card can enjoy a 20% discount on the handling fee rate.

Question 4: What is the credit card installment of China Construction Bank? Can I get a loan? Installment is an installment credit line approved by the bank. After the installment pass is approved, use a special debit card to swipe the card at the designated type of merchant. The applicable merchants of CCB installment are mainly consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants. , and is suitable for large-scale durable consumer goods, weddings, child care, home (rent, property, heating costs, etc. ), pay taxes (vehicle purchase tax, etc. ), health and other consumption.

1. Submit the application and identification at the outlet first.

2. After approval, the bank will release the money to the special debit card for installment payment opened by the applicant in CCB.

3. Use this debit card to spend in the designated merchants.

4. Repay the principal and handling fee on a monthly basis. The monthly handling fee is 0.5% of the total installment. The specific rate depends on the latest regulations of local branches, and there may be activities with lower rates.

Question 5: How to withdraw the loan by stages? First log in to the fast loan account, and then click My Account-Cash Out button;

Secondly, select the cash withdrawal bank, fill in the transaction password-cash withdrawal amount in turn, and click OK to submit;

Finally, the withdrawal application was successfully submitted, waiting for the administrator to review. After the audit is successful, the finance department will arrange for you to pay.

Question 6: I got an installment card. Why is the loan delayed? I'll be right there!

Question 7: There is a late payment fee in the installment loan industry of CCB. I will also submit a letter to the Shanghai Stock Exchange, suggesting that it should not be overdue.

Question 8: Excuse me, if my installment loan is stuck, is it right to extend the credit line?

Question 9: Does CCB have any installment plan, credit card or loan? What are the benefits? The interest is about 7%.

Question 10: I encountered an event. I applied for an installment loan of 654.38 million yuan in CCB, but I only used 20 thousand yuan. If the staff of CCB told you that it would be handled, it should be no problem. You can rest assured.

In addition, in terms of bookkeeping, you can confirm the specific charges through the transaction details of credit cards.

Detailed query can be made in the following ways.

Method 1: CCB official website, select "Account Inquiry" and "Credit Card Inquiry" on the left side of the homepage.

Method 2: CCB credit card website, home page "bill integral inquiry"

Method 3: Telephone voice system inquiry, if the accounts are complicated, you can also enter the telephone manual service inquiry.

Method 4: WeChat inquiry: If WeChat "China Construction Bank" has been bound before, select "Credit Card"-credit card bookkeeping/repayment.

There is no way: online banking. After logging in, select my card package in the credit card, and you can select balance inquiry, current bill, historical bill and detailed inquiry as required.