Every year, many couples walk into the marriage hall hand in hand and get a marriage certificate to become a formal couple. Most people also hold weddings and invite friends and relatives to share their happiness. The cost of getting married now is not small. From the beginning of wedding preparations, everything needs to be spent, ranging from tens of thousands to hundreds of thousands to millions. Some families can't afford this money for the time being, so they can choose a marriage loan.

What procedures do you need for a marriage loan?

Wedding expenses include gift money, banquet, wedding, diamond ring, wedding dress, alcohol, tobacco, candy and so on. In cities, it usually costs hundreds of thousands. These uses belong to the category of consumer loans, so if the funds are insufficient, you can try to apply for a bank consumer loan.

1. The borrower must go to the bank with the application materials required by the bank, such as ID card, marriage certificate, printed bank account number, work certificate, mortgage or guarantee materials, etc.

2. Some banks can apply online, choose the loan amount and duration, authenticate personal information, authorize credit report, and wait for review after submission.

3. Consumer loans are generally automatically reviewed by the system, and the review speed is very fast. Just pay attention to mobile phone text messages or phone calls at any time.

4. After the consumer online loan is approved, it will automatically sign an electronic contract and withdraw it directly to the bank card. The consumer loan applied by the bank counter needs to sign a paper contract, and after signing it, you can wait for the bank to lend money.

5. The term of consumer loans is generally between 1 and 5 years. Banks will introduce appropriate terms according to the qualifications of borrowers and the nature of products. Most products support installment repayment or loan repayment, which is generally flexible.