Housing provident fund loan amount
The maximum amount of housing provident fund personal housing loans in urban areas and Salt Lake District is 250,000 yuan, and the maximum amount of other counties (cities) and Zhongtiaoshan and Shanxi aluminum plants is 6.5438+0.5 million yuan:
(a) the purchase of commercial housing and affordable housing, the first housing Xing Tao construction area of 90 square meters (inclusive), the maximum loan amount shall not exceed 80% of the house price; In more than 90 square meters, the maximum loan amount shall not exceed 70% of the house price; The maximum amount of the second home loan shall not exceed 50% of the house price.
(two) to participate in the unit to raise funds to build a house, the maximum loan amount does not exceed 80% of the house price; For self-built houses, the maximum loan amount shall not exceed 60% of the construction cost price; For renovation and overhaul of owner-occupied housing, the loan amount shall not exceed 50% of the required expenses.
(3) If the owner-occupied house is renovated, the loan amount shall not exceed 50% of the renovation cost, and the maximum loan amount shall be RMB 6,543,800+0.5 million.
(four) the demolition of housing replacement, the maximum loan amount does not exceed the amount of housing price difference paid.
(5) If the balance of the natural person's housing provident fund account is used as the pledge guarantee, the loan amount shall be determined by the sum of the balance of the pledgor's housing provident fund account not less than 70% of the loan amount.
(six) to repay the housing loan of my commercial bank, and the loan amount shall not exceed the balance of the mortgage loan.