What would happen if you hit a Rolls Royce? First, let's look at the price list of the cheapest Rolls-Royce parts. The cheapest Rolls Royce costs about 5 million yuan. According to the data of Rolls-Royce Maintenance Center in Beijing, the net price is 65,438+0,465,438+0,060 yuan, the front bumper price is 297,258 yuan, and the top coat price is 65,438+0,000 yuan. These are not working hours, so it seems that if you take full responsibility for the crash, that's true.

What if you can't afford it? Some people say there is insurance. According to the third party insurance, there is 50 1 ten thousand yuan. How much can the insurance company pay if you invest? For example, if you invest 500 thousand, it will cost 1 million to repair the car, and the insurance company can only pay 500 thousand.

If such a thing really happens and you have no money, you can only negotiate compensation to see if the owner of the luxury car can forgive you, or sign a "subrogation" with the insurance company, which means that the other party is hit by us. The irresponsible insurance company will put the money on the mat first, then sign a creditor's rights transfer agreement, and then the insurance company will ask the full responsible party for money, but this method needs to be discussed by three parties.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.