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Can Taizhou Bank borrow money to buy a house?
1. Can the easy loan of Taizhou Bank be used to buy a house?

I can't.

20 15 Taizhou bank launched a loan for wage earners-easy to pay loan, which is a certain amount of RMB pre-credit business provided by Taizhou bank to target customers. Within the credit period and credit line, the borrower can handle the loan on his own as needed, which can be used for car purchase, travel, decoration, wedding, education and other consumption.

Characteristics of easy loan payment business of Taizhou Bank: one-time approval and recycling. The loan term is long, up to three years. The maximum credit line is 30 times of the borrower's annual average monthly salary, and the maximum credit line is 654.38+0 million.

Extended data:

First, Taizhou Bank is easy to lend to the crowd:

1, civil servants, doctors, teachers and other public welfare and social institutions are officially on the staff.

2. Formal employees in monopoly industries.

3, audit, consulting, law, accounting and other industries hold relevant professional certificates of formal employees.

4. Official staff of listed companies and other high-quality enterprises.

2. Those who meet the requirements can apply for easy loan from Taizhou Bank. The application procedure is as follows:

1. The borrower applies for an easy-to-pay loan from Taizhou Bank.

2. Taizhou Bank accepts the application and examines and approves it.

3. The borrower and the borrower sign an easy-to-pay loan contract, and Taizhou Bank lends money. Easy-to-pay loans handle loan business at the counter of any banking institution or online banking channel.

Bank of Taizhou official website-Xinyidai

2. Who are the target users of Taizhou Bank Easy Loan?

Taizhou Bank Easy Pay Loan is a personal credit revolving loan product. Within the credit period and credit line, the borrower can recover the funds. Loans are mainly used for personal consumption, such as decoration, car purchase, marriage and travel. Not everyone can apply for easy loan from Taizhou Bank. It is understood that the easy-to-pay loans of Taizhou Bank are mainly aimed at the following groups:

1. civil servants;

2 doctors, teachers and other public welfare and social public institutions officially in the staff;

3. Formal employees in monopoly industries;

4. Formal staff with professional certificates related to auditing, consulting, law, accounting and other industries;

5. Official staff of listed companies and other high-quality enterprises. If you meet the requirements, you can apply for an easy loan from Taizhou Bank. The application procedure is 1. The borrower applies for easy loan from Taizhou Bank outlets; 2. Taizhou Bank accepts the application and conducts examination and approval; 3. The borrower and the borrower sign the Yifubao loan contract; 4. Taizhou Bank Loan.

3. Is there any necessary condition for Taizhou Bank to pay the loan easily? Can you really be a working class?

Need to guarantee, mutual insurance, proof of income is very important.

4. Taizhou Bank 16 repays the loan on the maturity date of 15. Is it ok to lend on 15?

Bank of Taizhou. 16 will be repaid on the th due date. 15. Can it be lent out? 15?

I can't.

After the loan of Taizhou Bank is repaid, you can apply for a loan the next day, but you can't lend money on the same day. You need to re-examine your loan conditions before you can approve and issue loans.

In order to control the loan risk, Huaxia Bank arranged a credit specialist to visit the applicant's company. In the final analysis, this is a means of risk control for banks. Correspondingly, its lending speed is relatively slow, and it is not surprising that it takes more than ten days to lend money.