Yes, but it should be noted that you don't buy a car directly by credit card. It is best to buy it by car loan, usually by credit card.

To handle this kind of business, taking the e-flash loan of China Merchants Bank as an example, I need to promise that the proceeds will only be used for consumption (including but not limited to decoration, home appliances, weddings, car purchases, etc. ), shall not be used in non-consumption and investment fields. These cars can be loaned quickly, so it is enough to consider the repayment time and amount in line with reality.

Buying a car by credit card depends on your financial situation. If you have money to buy a car or make a down payment, you can swipe your credit card first and charge an extra month's interest.

If you don't have the money to buy a car, you want to pay by credit card, and then pay back the credit card in installments, which is not cost-effective. At present, most car dealers can apply for interest-free loans for two years, with a maximum loan of 70%. Why pay interest by credit card in installments?

If you pay the down payment on a car with a credit card and then take out a loan to buy a car, because you don't even have a down payment, you need to pay the down payment with a credit card.

First, you can buy a car with a credit card. There is no doubt about it.

Secondly, regarding the minimum down payment ratio, it can generally reach 30% down payment, and some can reach 20%.

If you want to borrow money to buy a car, it is suggested that you can choose some car brands with preferential loans, such as Skoda's 2-year 0 interest rate. That will save a lot of interest. Because of the general loan, the interest is at least 10 thousand to 20 thousand.

But another thing you need to know is that the down payment ratio is only the ratio of the bare car price. Other purchase taxes, insurance, licensing fees, etc. All need to be paid in cash.

If the down payment ratio is 30%, the naked car needs to pay 30,000 yuan in cash, as well as the purchase tax plus insurance, plus the loan handling fee. Almost 20 thousand yuan, so the down payment needs 50 thousand yuan This needs to be understood in case the budget is insufficient.

Finally, a loan to buy a car must be based on your own income. Don't let the loan repayment bring too much pressure to your life, which will be counterproductive.