This is a time deposit, guaranteed by deposit insurance, with a maximum payment of 500,000 yuan. As long as it is a regular bank, time savings deposits are reliable. Fuyunjin's personal time deposit is still relatively reliable. It is understood that the gift certificate series of Industrial Bank has also introduced a series of special products such as "Fuyunjin", "Fuyunjin" and "Jin Huanyu". Take "Yunjin" as an example, it is a wedding etiquette deposit slip specially launched for weddings, which can meet the rigid demand of wedding gifts. Compared with cash, it is more like a gift and a wish. Through the ritual sense of traditional culture, the wishes of elders can be better conveyed, and children can accept it more calmly. At the same time, Industrial Bank grandly launched the first personal customized debit card-Yunjinka, which can customize the exclusive name, double-sided and anniversary letters on the bank card to engrave a lifetime of happiness.