: 1. What is the limit?
When using sweet orange, different users get different credit lines. According to the current situation, the free repayment amount is 6.5438+0 million yuan, and the part exceeding 6.5438+0 million yuan will be charged according to the standard of 0. 1%. If the single handling fee is less than 0. 1 yuan, it will still be charged at 0. 1 yuan.
Tip: It is worth mentioning that the sweet orange will not be uploaded to the credit information center after use, which will lead to poor personal credit information, so everyone must use the credit line according to their repayment ability. Credit cards must be returned on time after normal use. If they can't return it on time, you can use installment or minimum repayment. When using installment, you can choose the number of installments according to your actual situation, but you must meet the conditions stipulated by the bank when you apply for installment repayment. In order to prevent credit cards from being returned on time after use, users should not spend too much on credit cards at ordinary times. Usually, when they use it, they should measure their repayment ability and know what kind of income to return. If you can't return it on time, you can borrow money from friends around you to avoid overdue.
2. There are sweet orange loan and credit card repayment services in wing payment, in which sweet orange loan is an available loan product for customers. Credit card repayment means that customers apply for credit loans and get a certain amount, then repay their credit cards, and then customers repay their credit loans.
The two products are two different products, and the quotas are independent of each other and do not affect each other. Customers can apply for both a sweet orange loan and a credit card.
Sweet orange loan can be used for daily durable goods consumption, tourism, wedding, car purchase, home improvement and so on. Credit loans can only be used to compensate credit cards, not for other purposes, otherwise it is illegal. Once detected by the system, the customer is likely to be asked to pay in one lump sum. Moreover, we also need to note that credit loans only support the credit card compensation of wing payment accounts, and do not support the credit card compensation of others.