The annual income of 400,000 depends on how long it is stable, and the consumption is within one year. Just 200,000 Toyota Honda refuels in full a month, 1500 insurance, 3,500-5,000 parking fees, depending on the frequency of no parking spaces, 4,000-5,000 a year.
I am in the same situation as you, less than you. We've been together for almost 300 thousand years. He is also from Xi, with seven houses and two children. I bought clothes that fit me in full. This car is very good, it saves worry and fuel.
This income can buy 5 series Porsche macan Mercedes-Benz E.
There is no pressure to make a down payment of 50% or the full amount.
I don't want children for the time being. I'm sure I'll have a deposit four years after graduation.
No need to buy a house again
Why not spend money to improve my quality of life? If I were young, I would buy a Paramera or 9 1 1. After marriage, we will struggle for a few years and change to a Ferrari. No problem. People should have pursuits and put pressure on themselves when they are alive. Are you right? Now the income is 400 thousand. After 3-5 years, the income of two people will at least double by 800- 1 10,000.
So, be kind to yourself. When you drive a better car, your whole spirit will be different, you will have higher aspirations and force yourself to work harder in your career.
This income basically bid farewell to cars, contact and choose carriages or sedan chairs.
My wife and I add up to about 60, and there are still two houses to repay. The BYD Tang DM we bought is unlimited, and the car is not bad. It is very convenient to install charging piles in parking spaces.
I only said income, not expenditure, with a mortgage of 500,000 yuan. I haven't said it for many years, so it's not easy to evaluate.
The first car in life, if you are a novice, it is not a question of money. The most important thing for a novice is to practice, buy a used car, practice and then change to a new car. This is the most witty choice.
Personally, I think sometimes looking at your family income is just one aspect. There are other questions: how many houses are there? Is there a loan? There are two old people at home? Have medical insurance or retirement salary income? How many children? How old is the child? Is the child's future plan a domestic university or a foreign university? How many deposits or wealth management products do you have? Let's talk about the car after comprehensive consideration! A car is a consumer product. In business, it's usually Mercedes-Benz. A car of 200,000-300,000 for ordinary working class is very good. After all, it has been depreciating.
Bentley Mu Shang!
Volvo xc60