A. If unlisted state-owned enterprises want to set up audit and risk control committees, do members such as the chairman have any qualifications that must include independent directors?

Organized, disciplined and with a sense of collective honor. Independent directors shall include.

B. Can I still get a loan if the risk control audit fails?

Loans must meet their conditions before they can be loaned. After confirming that the audit failed, you can ask the customer service for specific reasons. After solving this problem, you can resubmit the loan application. Loan application conditions:

1, with a fixed income, depending on the salary details;

2. Age needs 18-65 years old;

3 loans for business or purchase, there must be a guarantor and mortgage;

4. The credit rating is very good.

(2) What are the conditions for risk control? Solutions to the failure of reading risk control audit;

1. resubmit the loan application. If there is something wrong with the information, just fill it in completely.

2. If your personal credit is not good, you can apply again every 3-6 months.

Reducing the personal debt ratio can increase your chances of passing. The writing format of pre-loan investigation report can be divided into two categories. One is table format, that is, fill in the contents item by item according to the printed form.

Tabular writing is relatively simple and easy to write. Generally speaking, this form is used for businesses with small loan amount and simple content. The other is the production method, that is, the production of complete written materials, which is mainly suitable for cases with large loan application amount, complex content and some political issues.

C. What are the certificates with high gold content in risk control?

Risk control is "risk control". The head office has a director of risk control, who belongs to the company's senior management position, and his post version should be reported to the China Securities Regulatory Commission for approval.

2. There are specific risk controllers under the director of risk control, also called risk control specialists, who need CFA certificates. FRM certificate is the certificate with the highest gold content in the field of risk control. FRM's examination subjects comprehensively cover capital market risk, credit risk, operational and comprehensive risk, corporate governance and other fields, and are widely respected by the global financial and business circles, representing the most professional and advanced global risk qualification certification in the financial field.

3. The main responsibilities and contents of the risk control specialist include: formulating the objectives, systems and processes of the company's risk management; Establish a project risk management system to promote the comprehensive prevention and control of internal and external risks of the company; Familiar with financial market, real estate market, second-hand car trading related laws and regulations and credit risk prevention, identification, monitoring and resolution system; Complete other tasks temporarily assigned by superior leaders.

D. How to become an excellent risk control specialist and how to improve your working ability?

To be an excellent risk control specialist, you need to improve your working ability from the following aspects:

First, risk control personnel should improve their theoretical level and professional knowledge. With the development of business, the demand of futures companies for high-quality professionals is increasing. Risk control personnel should strengthen the study and improvement of theoretical knowledge, national policies and business skills in order to better complete their jobs.

Second, we should be familiar with the company's risk control degree and reasonably grasp the direct relationship between the company's margin ratio and the exchange's margin ratio. Issue an early warning to customers at the first time when they realize the risk, and inform customers to add the deposit in time. If you can't contact the customer, you should ask the account manager to follow the customer, and do your best to let the customer know the risk situation in time and deal with it to avoid the loss of the customer.

Third, the risk control post should also understand the market situation and make an objective judgment on the market trend, especially when extreme market conditions appear, calmly and clearly analyze how to guide customers to avoid risks, how much time should be given to customers to chase after insurance and reduce positions, and make reasonable judgments with a professional attitude.

Fourth, we should have solid professional quality and good communication skills. Risk control personnel should be familiar with the trading rules and be able to explain clearly the guarantee system of the exchange, the degree of risk control of the company and the latest margin policies of various contracts to customers in doubt. At the same time, we should learn to communicate with business departments and customers in time, especially in dealing with the risks of big customers. First, we should pay attention to communication skills, seriously answer customers' questions and avoid misunderstanding. The second is reasonable control. What should be flexible should be flexible, and what should not be flexible should never be flexible There must be a bottom line to control risks.

Fifth, the risk control post must have a strong will. The futures market is a high-risk market. Every year, the market will fluctuate violently for a period of time, and the risk warning pressure is great. This requires risk control personnel to have excellent psychological quality, be able to face pressure calmly and help customers avoid risks.

Sixth, risk control personnel should also learn to self-channel, release negative emotions in time under great work pressure, go out for fun after work, breathe fresh air, wash their inner anger, and let themselves have a calm and good attitude. Because only by working with a good attitude can we put ourselves in the customer's shoes, understand the customer and get the customer's understanding.

E. What are the requirements for applying for JD.COM IOUs?

All users of JD.COM Mall are eligible to activate the "white note" for mall consumption, and they can also enjoy the interest-free version for up to 30 days and the installment payment for up to 24 periods.

The consumer finance business that needs manual approval has no credit, and users are identified through the risk control big data model. The control system after the typhoon will "identify" users according to their shopping habits, credit status and the stability of the receiving address. , combined with various factors and data, and then quickly give the evaluation results of whether the "white strip" can be activated.

With the more accurate modeling of big data, the probability of user "white bar" activation will also increase. At present, JD.COM Consumer Finance has completed the credit score of nearly 200 million users.

Regarding the withdrawal of IOUs, you can receive the withdrawal gift package regularly, and you can also get the withdrawal reward as long as you can keep a good record of consumption repayment.

(5) What are the conditions for risk control?

1, 20 16 In March, JD Finance launched the first cash loan product-JD.COM Gold Bar, which is a tailor-made cash loan service for IOUs with good credit and an extension of IOUs credit in the cash consumption scenario.

2. The "White Strip" also opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education and wedding. , extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

F. Qualification of risk control director of private equity fund

The responsibilities and requirements of general copying are as follows

Job responsibilities:

1. Study the macro and micro economic situation and the stock market, formulate relevant investment strategies and asset allocation plans, and provide relevant reports;

2. Study the investment opportunities of industries and companies, make investment analysis and judgment on the fundamentals of the research object, and provide corresponding analysis reports;

3. Lead the preparation and management of FOF/MOM, including strategy formulation, fund/investment selection, tracking and fund raising;

4. Responsible for the construction of the investment team of the Asset Management Department, and constantly improve the investment level and professional level of the department.

Qualifications:

1, master degree or above in economics, finance and other related majors;

At least 2.5 years experience in securities self-management or asset management investment, experience in investment management of funds or securities companies and excellent past performance is preferred, and experience in fund managers is preferred;

3. Solid knowledge of securities research, familiar with financial products, industry research, asset allocation, risk control, investment management, etc.

4, calm personality, meticulous and responsible, strong sense of responsibility, good communication and coordination and team leadership.

G. how to apply for a risk control engineer

The examination time for Financial Risk Manager (FRM) is ***5 hours, including five parts: quantitative analysis, market risk measurement and management, credit risk measurement and management, operational risk and overall institutional risk management, risk management and investment management. To obtain FRM certification, three conditions must be met: the test scores are up to standard; Become a GARP member; At least two years working experience in financial risk field or other related fields.

How to register: You can register in official website personally or attend a training class to help you register.

How to study: the content of FRM exam is closely related to the practice of industry risk control, and FRM level 2 is equivalent to CFA level 2. Most of the exam questions are industry practice questions. Most members of the examination group are industry experts with both theoretical knowledge and practical experience. At the same time, FRM exam is also different from CFA exam, CFA examines the breadth of knowledge, FRM exam is more about testing the practical experience of risk control, and it is very professional. If the examinee's understanding of international risk management practice is not deep and comprehensive enough, it is difficult to understand the examination questions, while FRM 1 focuses on the examination of theoretical knowledge, which is relatively simple, accounting for 40% of CFA knowledge system.

H. I want to take the "risk control" certificate. How should I choose?

You can take the FRM certificate. FRM Financial Risk Manager is an authoritative qualification certification in the field of global financial risk management, which was established by Global Risk Association (GARP). FRM has been recognized by Wall Street, many famous financial institutions in Europe and America, risk management departments of large companies, and national regulatory agencies and financial regulatory authorities, and has become the most authoritative certification in the field of global financial risk management.

1. What are the requirements of the risk control specialist of the microfinance company?

Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and return to work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Microfinance processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

J. Excellent risk control/legal personnel, required qualifications and conditions.

Should have the following qualities:

1. Proficient in relevant legal knowledge and business knowledge, and familiar with relevant national economic regulations;

2. Good planning and execution skills, organization and coordination skills, communication skills, oral and written expression skills;

3. Hold relevant qualification certificates (please refer to the attached figure);

4. Rich knowledge and experience, keen observation and sense of smell of market economy, bachelor degree or above;

5. Have good professional ethics and personal accomplishment, and be honest and reliable. From Q user: Ms. Wang

The risk control experience of mature listed companies comes from job Q users: Ms. Wu.