Generally speaking, after the user submits the application, the platform will complete the review within 24 hours, and the review result will be notified to the user within the next 2-3 working days.
Extended data;
Yuexiang installment card is a special installment payment service launched by our bank. Issued to high-quality customers, granting customers independent and large installment amounts. When customers consume, they can use it in stages. With the installment card, merchants can spend money in the bank, and installment repayment can alleviate the financial pressure and meet the large consumption needs of customers in car purchase, home improvement, education, wedding and tourism.
The theme of card design is to express "the idea of installment", eat round beans with greedy peas, express the gradual progress of installment payment service, and ease the tension of cardholder accounts.
Product characteristics
1. installment withdrawal: cardholders of Yuexiang installment card can withdraw by installment through self-service channels (Postal Savings Credit Card APP, Postal Savings Bank APP, Postal Savings Bank Credit Card WeChat official account) or customer service hotline, and determine the installment amount and number of installments when withdrawing. After the installment application is successful, it exists in the form of cash withdrawal and is amortized in installments on the first billing day. Customers can swipe their cards at designated merchants (enjoy the white list merchants of MCC by stages). Pdf) opened by our bank. For example, if the customer spends 120000 yuan in installments on June/6 of that month, the first installment bill will be issued. Whether the customer spends or not, the customer must repay the current bill according to the bill amount, and the customer spends 120000 yuan at the merchant designated by the bank to support credit card consumption.
2. Phase number: 12, 24, 36, 48, 60.
3. Down payment: 1 1,000 yuan.
4. Transaction control: installment cards support the functions of deposit, offline POS consumption and balance inquiry, but cardholders cannot use all other transaction functions such as cash withdrawal, transfer, electronic channel consumption, various investment and wealth management business contracts, electronic banking business contracts and various withholding business contracts.
Apply again
(1) The installment of the exclusive installment card has not been settled, and the cardholder cannot apply for the exclusive installment card again;
(2) If the cardholder applies for the installment card again, he must fill in the application materials again;
(3) After the new installment card is approved, the Bank will issue a new installment card to the cardholder.
special offer
From March 202 1 1 to March 3 1 in 2022, the bank launched limited-time preferential activities and enjoyed installment fees for installment cards. Customers who enjoy installment payment during the activity can enjoy a 40% discount on the installment fee rate, that is, the installment fee rate is 0.3%. After the installment rate according to the standard pricing.