Violation of the law It is obvious that the actions of the parties basically violate the law. No matter what he did for whatever reason, since he broke the law, it was a violation of the law. There is nothing to say. If you violate the law, you should bear the corresponding legal responsibility. It is normal to act according to the law. It is unnatural for the law to consider these things just because he said he did it because of personal special circumstances. If the law can spare his actions, then the law is no longer fair, so everyone is equal before the law. As long as he does something that violates the law, he should bear the corresponding legal responsibility.
Faced with this situation, the law is merciless. As long as the parties do something against the law and borrow money from them instead of borrowing money in a proper way, and what they do is also against the law, then they naturally have to bear corresponding legal responsibilities. According to the fact that he has done something against the law, there is no doubt that he needs to bear legal responsibility.
Generally speaking, even if his behavior is illegal for whatever reason, he should bear the corresponding legal responsibility, instead of evading legal responsibility through this excuse.