You can understand this product as a money fund with certain investment attributes, but the return on investment of this product is higher than that of the money fund.

Industrial bank good luck official explanation.

"Fuyunjin" is a general etiquette deposit slip, which is suitable for the daily etiquette needs of all family groups, especially for honoring parents and elders; "_ Yunjin" is specially designed for weddings to meet the needs of wedding etiquette, enhance the sense of ceremony and convey the blessings of elders; "Little God of Wealth Gold" is a "financial and business education" savings product specially designed for children, so that children can manage their pocket money from an early age and cultivate their financial and business ability; "Universal Gold" is a US dollar time deposit product, which mainly meets the growing demand for foreign currency savings for customers to study abroad, travel abroad, medical beauty and investment.