A mobile phone can download many loan apps, but the application threshold and quota of different products are different, and the review time and success rate are also different. I have counted some apps that are faster and better to apply.
1, consumption in advance
Zhongyuan consumer finance pure credit loan products can be applied online without mortgage guarantee, and the results can be obtained within 5 minutes at the earliest and 24 hours at the latest. It is easier to apply for a job with good credit and stability, with a maximum of 200,000 and a maximum of 12, which is suitable for long-term employment.
2. Ants borrow it
Alipay's old products are still hot for several years, and the system is automatically opened after comprehensive evaluation. You can apply for a loan directly within the quota and get the result within 2 hours at the earliest. Although the threshold is low, but it is possible to check the credit, or interested in sesame. Don't try if you have bad credit.
3. Easy electronic payment
Consumer credit loan products of Yin Bei Consumer Finance can be applied online by downloading APP, and the threshold is relatively low. You only need to improve your personal information online, provide your ID card and mobile phone number, and complete your real-name authentication. After the credit is granted, you can spend money on the platform where Yin Bei consumer finance has a cooperative relationship.
Summary: The above loan products are just the tip of the iceberg among mobile phone loan APP products, but it is not difficult to see that both banks, companies and P2P platforms are seizing this market. In the future, mobile phone loan APP will also be a major trend of loan development-online loan application and rapid lending.
What loan app is good to borrow? What are the loan app softwares that college students often use?
What loan app is good to borrow? What are the loan app softwares that college students often use? Just 1 minute, you can enjoy the fast arrival and installment shopping service online. Xiaomi loan is a "conscience" low-interest loan because of its high amount, low interest and recycling.
1, small ant loan
Small ant loan aims to help users solve the problem of temporary shortage of funds and let users experience better loan services. Relying on massive user data, automatic risk control, cash withdrawal through mobile phones, improve the efficiency of loan services and reduce costs.
We provide users with installment loans, micro-loans, credit loans, emergency loans and other services to help people complete loans at low cost without leaving home, and make it easier to borrow online all the time.
1 There is no way to borrow money, so don't worry.
Simple application-fill in the information online and always borrow money online.
Quick loan-the same day loan, the same day audit, the fastest 2 hours to arrive quickly.
2. High pass rate of intelligent matching.
Personalized recommendation-intelligently match loan products according to your personal information.
Convenient tools are easier.
Interest rate inquiry-interest expenses are transparent and open, and the bill is clear at a glance.
Repayment on time-set up regular automatic deduction function to prevent overdue.
2. Simple loans
Basic introduction
Simple loan, simple enterprise, domain-based loan.
Simple Loan Network is an online loan information intermediary platform under Xiamen Simple Loan Financial Technology Service Co., Ltd., which aims to help borrowers raise funds quickly and meet their capital needs. Simple loans adhere to strict risk control mechanism, borrowers use domain names, cars and other assets as collateral, and investors invest conveniently and stably, achieving win-win results for all parties.
Features:
1, the project information published on the simple loan network is 100 yuan, and the expected annualized interest rate is 8%-15%;
2. The funds are managed by Sina, and the platform and funds are separated. All operations need to be initiated by users themselves, and identity authentication, mobile phone authentication and other aspects are guaranteed;
3.Mayer-PaCO's electronic contract has been certified by judicial organs and has legal effect.
Investment is risky, so be careful when entering the market!
Update log
1. Some bug fixes
2. Partial function optimization
3. Loan-helping treasure
enterprise function
1, with the service concept of "helping people with loans, you get a commission",
Help customers and friends solve the problem of capital demand, and at the same time get high commissions to achieve win-win results for all parties;
2. Business covers: credit loans, vehicle mortgages, real estate mortgages, secured foreclosures, cash foreclosures, bridge loan, bank loans, etc.
3. Cooperative institutions: four major state-owned banks, some commercial banks, well-known guarantee companies, small loan companies and other financial institutions.
4. Industry coverage: automobile, real estate, medical plastic surgery, wedding, education, tourism, etc.
product function
1, online bill of lading, convenient and fast.
2. Track the order status in real time
3. Scan the bill of lading to ensure the safety of customer information.
4. the audit is fast and the commission is collected quickly.
operate
1, download the APP
2. Submit loan demand
Step 3 sign a loan
4. Commission received
activity
Download the APP and register successfully, and reward 10 yuan cash.
Download now and start making money. "Help people with loans, you get a commission", help loan treasure, the loan artifact around you!
Developer: Beijing Rongxin Zhongzhi Information Technology Co., Ltd.
Step 4 dig for treasure
Introduction to treasure digging
Dicai's high-quality comprehensive financial information service platform is based on a professional risk control system, and is committed to selecting high-quality asset projects for users, so that everyone who is careful in financial management can enjoy inclusive finance and realize wealth appreciation.
Brand advantage
1.9 years of brand accumulation, focusing on the field of comprehensive Internet financial management;
2. CDB, IDG, CDH, Huaping Investment and other well-known Chinese and foreign investment institutions have accumulated more than 300 million US dollars of financing;
3. Internet finance is a double gene, and the elite team is committed to providing professional services.
Strict risk control
1. Triple-ten-way strict audit mechanism to select the best asset projects;
2. The account funds are supervised by the bank in the whole process, and the transaction flow is more transparent;
3. Through ISO2700 1 certification, the information security system meets international standards;
4. It has passed the three-level certification of national information security level protection, and the information security standards are legal and compliant.
Pay attention to welfare
It is estimated that 12% novice-specific projects will be annualized, and 3% interest rate coupons will be given to 520 yuan red envelopes immediately after registration, and 5%20-day interest rate coupons will be given after the first purchase! 18 monthly wealth day, more gifts! Massive welfare soft!
Intimate service
1. There are many choices, including smart investment, easy profit, funds, etc. To meet your diversified investment needs;
2. From1yuan, the threshold is low;
3. It only takes 1 minute from registration to purchase, and the position income is clear at a glance;
4.7X24 hours, carry financial management with you anytime, anywhere.
Contact to dig for money
Customer service telephone number: 400-711-8718 (Monday to Friday 9: 00- 18: 00).
Wechat: Digging for treasure
5. Money Cat Loan
Money Cat Loan is a fast installment loan app specially designed for young people.
As a popular and efficient cash loan app product since its launch, Qianmao Loan focuses on high-speed deposits, low-interest loans and large-sum fast loan services, especially to meet the cash emergency and demand of modern white-collar workers. The cash loan is up to 200,000, which is divided into 36 months and 3 minutes.
Advantages:
Quick loan: online application 1 minute, review for 5 minutes, and the fastest payment is 3 minutes;
Low threshold: you can enjoy a quota of 50 thousand with your ID card without mortgage or guarantee;
Low interest rate: 0.02% interest rate is easy to borrow, and everyone has interest-free benefits;
High pass rate: 1 million people passed the examination and approval, with a pass rate of 91.5%;
Top Ten Easiest Applications to Rent in 2020
The main function of a well-known staging mall is actually to apply for a loan. The amount is not very high, but the installment period is particularly flexible. 1-36 is optional. Moreover, it is very good for new users to register and give away interest-free coupons.
Registered address: installment music new user package.
360 IOUs are a particularly popular loan app during this period. Belonging to the powerful 360 Group, it has been widely publicized in recent years. The maximum amount is 200,000, and the actual amount after application depends on personal qualifications. The optional transfer time is 3 months to 65,438+02 months.
Registered address: 360 IOU -360 Financial Consumer Credit Brand
Established in 2007, the old P2P platform has a maximum quota of 200,000. Old users who often use loans can significantly increase the amount and reduce interest. The period of segmentation is from 3 to 12.
Registered address: Paipai Loan-NYSE listed loan platform
Among all the products of consumer finance companies, Yihua Loan is the easiest to apply for, with a maximum amount of 200,000. In addition to borrowing money, its quota can also be used for shopping in its mall.
Registered address: Anyihua-exclusive gift package for newcomers
If there are too many loans before, or overdue, you can apply for flash banking on other platforms. The success rate of flash banking application is particularly high. After application, information such as operator certification and Taobao certification can be supplemented to increase the quota.
Registered address: Flash Silver-Registration
Suning.cn, a well-known e-commerce platform, owns this financial application. Its loan product is called willful loan, which focuses on large loans with a maximum amount of 300,000, which will not be low after actual application. Optional stages are 5, 10 and 15.
Registered address: Suning People's Bank of China Loan
In the final analysis, Wanda Pratt & Whitney is the product of Wanda Group, which is controlled by Wang Jianlin's Dalian Wanda Group. The maximum loan amount is 50,000 yuan, and the daily minimum interest of the loan 1000 yuan is 0.5 yuan.
Registered address: Wanda Pratt & Whitney-Credit Loan
Qianhua, formerly known as Baidu Qianhua, is a loan product owned by Baidu, one of the Internet giants. However, the application threshold is very low, and you can apply at the age of 18, with a high success rate. The maximum amount is 200,000 yuan, with daily interest, and there is no surplus for early repayment.
Registered address: money to spend-use money, change money to spend.
The most well-known software for paying back credit cards, his quota is mainly used to pay back credit cards. The maximum amount is 200,000, and a credit card is required for the application. After the actual application, the amount will generally not be lower than the amount of your credit card.
Registered address: return.
The loan app, which focuses on the borrowing of people of all ages, is friendly to the application quota of users of all ages and has a high success rate. Mainly small loans, with a maximum amount of 50,000 yuan.
Registered address: Xiaohua Wallet-Young People's Internet Wallet
What are the applications?
1. China Merchants Bank Flash Loan app60 arrives in 60 seconds.
2. CCB Express Loan app5 borrows money in 5 minutes.
3. Jianghu Emergency Mobile Loan appapp
4. Ping An Easy Loan I Loan app5 borrows money in 5 minutes.
5.qq cash loan app micro-loan arrives in real time.
6.5 1 hour loan app 10/00000 will be received immediately.
7.5 1 instant loan app5 borrows 50,000 in 5 minutes.
Extended data:
It is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally between 1 10,000 yuan and 200,000 yuan. The treatment process generally needs to be guaranteed. It is an extension of microfinance in technology and practical application. In China: Mainly serving agriculture, rural areas and small and medium-sized enterprises. The establishment of the company rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, there are also personal quotas for office workers, which generally range from 1 1,000-50,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.