Pufa Universal Fund is an installment loan issued by Shanghai Pudong Development Bank according to the credit card quota, which will not occupy the original credit card's own quota. Only applicable to consumption, including but not limited to decoration, wedding, car purchase, household appliances, wedding, student aid, tourism, medical care, etc. Can not be used for investment, including stocks, futures, housing and other equity investments.

After the cardholder successfully handles the universal payment business, the installment payment will be transferred by Shanghai Pudong Development Bank to the RMB settlement account of the same name debit card provided by the cardholder. ?

The general payment method of Shanghai Pudong Development Bank credit card is the same as that of credit card. Repayment shall be made from the next month after the application. The principal and installment fee payable for each installment shall be fully included in the minimum repayment amount of the credit card account of Shanghai Pudong Development Bank where the cardholder applies for cash installment business, and the cardholder shall repay the loan on time according to the amount shown in the bill. ?

Extended data

The cash installment fee can be charged in installments or at one time. Total expenses = total installment principal × corresponding installment rate. The charging standards are as follows:

Cardholders can apply for opening the automatic repayment function associated with debit card and credit card to handle cash installment business. After the connection, Shanghai Pudong Development Bank has the right to deduct money from the RMB settlement account of the designated debit card according to the agreed repayment method on the monthly repayment date according to the automatic repayment function applied by the cardholder, and transfer it to its credit card account to pay off the arrears.

Cardholders can terminate the successful cash installment business in advance through the 24-hour customer service hotline on the back of the credit card of Shanghai Pudong Development Bank.

The installment transaction with successful prepayment cannot be cancelled, and the prepayment amount cannot be applied for any installment business again.

The cardholder confirms and agrees to handle the prepayment installment fee: for the installment fee, Shanghai Pudong Development Bank can waive the prepayment fee for the remaining installments, but will deduct 3% of the prepayment principal as a one-time penalty; If the handling fee is charged at one time, the installment fee charged in the previous period will not be refunded. ?

Shanghai Pudong Development Bank-General Fund Processing Flow

Shanghai Pudong development bank-cash installment business