600 yuan/m2 (up to 60,000 yuan) will be awarded to individuals or families who purchase the first newly-built commercial housing.

400 yuan/m2 reward will be given to families who purchase non-first-set newly-built commercial housing (up to 40,000 yuan). Individuals, families or enterprises will be rewarded with 150 yuan/m2 for newly purchased non-residential commercial housing (maximum not exceeding 30,000 yuan).

(2) Credit support of financial institutions

Provide sufficient credit line, give priority to meet the mortgage loan demand of buyers during the real estate exhibition fair, complete information, meet the loan conditions, and generally lend within 5 working days.

Reduce the borrower's capital cost and reduce the down payment ratio to at least 20% during the real estate exhibition fair; By implementing the preferential interest rate policy, the annual interest rate of the first home loan can be reduced to 5. 1% at the minimum, and the penalty interest will be 0 for prepayment. Taking a customer loan of 500,000 yuan for 30 years as an example, the highest interest cost can be saved for customers of about 60,000 yuan.

(3) Subsidies to real estate development enterprises

On the voluntary basis of real estate development enterprises, individuals or families who buy new commercial housing will be given a 3% reduction in the total house price.

15% discount. Preferential information is published on the website of the Municipal Housing and Urban-Rural Development Bureau.

(4) the principle of use

Buy first and then make up. Subsidies in the city to buy housing and obtain property certificates, can apply for financial incentives for the purchase.

Special fund is special. The purchase of incentive funds is included in the special budget by the municipal finance every year. The Municipal Housing and Urban-Rural Development Bureau regularly organizes and distributes them for special purposes. Offenders will be prosecuted. To resort to deceit, cheat reward funds to recover according to law, and shall be investigated for the responsibility of the relevant units and personnel; If a crime is constituted, criminal responsibility shall be investigated according to law.

First of all, the basic forms of housing subsidies are:

1, a one-time subsidy, mainly for old employees who don't have a house, which is paid in one lump sum when employees buy a house.

2, basic subsidies plus one-time subsidies, in accordance with the housing area standards of ordinary employees, the basic subsidies will be gradually distributed, and the difference between cadres at all levels and ordinary employees due to the difference in housing subsidy area standards will be paid in one lump sum when buying a house.

3. The monthly subsidy method is mainly aimed at new employees, and it is paid monthly within the housing subsidy payment period.

Second, the calculation method of housing subsidies:

1, monthly subsidy: monthly subsidy amount = monthly standard salary of employees × monthly housing subsidy coefficient. Among them, the standard salary is the sum of basic salary, post salary, grade salary and seniority salary, and the monthly housing subsidy coefficient is 0.66.

2. One-time subsidy: the amount of one-time housing subsidy = (average monthly salary of employees 1998 × employee's monthly housing subsidy coefficient1sum of working months before the end of 998) 10 (employee's seniority subsidy 1999 × employee's housing subsidy construction area standard). Annual seniority allowance 13 yuan.

3. Differential subsidy: differential subsidy amount =( 1999 benchmark subsidy amount+1999 seniority subsidy amount × length of service before the establishment of housing provident fund )× differential area.

Legal basis:

Measures for the administration of pre-sale of urban commercial housing

Tenth commercial housing pre-sale, the development enterprise shall sign a pre-sale contract with the winning bidder. The development enterprise shall, within 30 days from the date of signing the contract, go to the real estate management department and the land management department of the people's government of the city or county to handle the registration and filing procedures for the pre-sale contract of commercial housing. Real estate management departments should actively apply network information technology and gradually implement online registration and filing of commercial housing pre-sale contracts. Commercial housing pre-sale contract registration procedures can be entrusted to an agent. If an agent is entrusted, there shall be a written power of attorney. Eleventh the proceeds from the pre-sale of commercial housing by development enterprises shall be used for related projects. The specific measures for the supervision of the advance payment of commercial housing shall be formulated by the real estate management department.