CCB's installment quota of 6,543,800+0.2 million cannot be withdrawn, so it can only use credit cards at designated merchants to make transaction payments according to the agreed purposes (settlement, wedding, child care, purchase of large durable consumer goods, health, tax payment, etc.). ). If it is cash, it is illegal. Once it is discovered by CCB, it is likely that CCB will cancel the installment quota granted to customers and freeze the account. At that time, the customer's personal credit will also be damaged by the bad behavior of cashing out. We should know that CCB explicitly restricts the advance loan by cash installment (including cash withdrawal, cash transfer and cash installment).

If the customer withdraws the installment quota only to meet the daily large consumption demand, then it is actually enough to directly specify the merchant type of consumption with the installment card, and it is unnecessary to withdraw it. If other parties need funds, which are not within the specified purpose of the installment plan, then customers can actually apply for loans directly from CCB. After the loan amount is issued, it can be directly extracted and used.

1. China Construction Bank is the abbreviation of China Construction Bank, and China Construction Bank, formerly known as China People's Construction Bank, is a large state-owned bank managed by the central government. According to the requirements of the national investment and financing system reform, China Construction Bank handed over its financial functions and policy capital construction loan business to the Ministry of Finance and China Development Bank respectively, realizing the transformation from its functions to the modern commercial bank model. At the same time, after years of reform and development, China Construction Bank has the strength to participate in domestic and international market competition. Like other banks, China Construction Bank has diversified business, including credit loans, residents' savings deposits, foreign exchange business and credit card business.

2. CCB has a broad customer base, maintains banking business ties with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country, with about 13629 branches, overseas branches in Hongkong, Singapore, Frankfurt, Johannesburg, Tokyo, Seoul and new york, subsidiaries in London and representative offices in Sydney.