Real case of purchasing fraud by rent
2065438+April 2005, the suspect Lin Mohong successively invested in the establishment of 36 enterprises, and shouted "mortgage cars don't crush cars" and "purchasing by rent" to attract business processes for enterprises. According to Lin Mohong's confession, the scam first tricked the victim into pledging the vehicle to the company for small loans, and signed a loan contract with the victim to create the illusion of private borrowing. Then a _GPS locator was installed on the vehicle, claiming that the key was reserved by the vehicle entrusted by the victim.
After a period of time, Lin Mohong set a breach of contract trap, let the victim fall into his own routine, quietly drive the vehicle away with the reserved key, and then agreed that the victim would pay a high refund fee, contract liquidated damages and other expenses, thus defrauding money.
As the saying goes, justice in heaven has recovered from evil. In September 2020, the Third People's Court of Dongguan City, Guangdong Province held a public hearing to hear the case of "routine loan" involving black gangs. Lin Mohong and others 14 people were accused of fraud by the procuratorial system, forming a criminal gang of black forces. According to statistics, one of the victims happened to buy a car by lease. If a car with a market price of more than 90 thousand finally costs nearly 200 thousand.
In fact, it is not difficult to find it as long as you observe it carefully. One feature of this scam is to buy a car with a low down payment, which is obviously attractive to many customers with weak economy. I don't know that this down payment is just a guarantee in a long-term lease agreement.
The risk of buying through leasing
1. Although the way of renting and purchasing is zero down payment or low down payment, the interest and principal of monthly installment loans will accumulate _, and the total cost is more expensive than buying a car in full, which is not cost-effective.
2. The purchase contract by rent is likely to contain inside information in some small details. When a customer signs a contract, he will fall into the trap set by a poor store if he is not careful, which is very easy to damage the buyer's money and car.
3. Rent-and-purchase companies usually install mobile phone positioning system in cars. Even if the procedures of renting a car and driving by car are perfect, if you buy a car due, poor merchants may take it away according to precise positioning.
4. Rent-and-purchase company may still refuse to transfer the right to use the vehicle after the buyer's loan is settled, and make up various excuses to refuse the buyer, stipulating that the buyer must pay a certain amount of money again before opening an account for the vehicle.
On the whole, "purchasing by rent" actually has many risks. There is naturally no shortage in this field, but when customers are unable to accurately identify whether the store is reliable or not, the only way to prevent risks is to buy a car from a car 4S shop or a reliable secondary agent.
Million car purchase subsidy