Yuexiang installment card holders can withdraw the installment amount through self-service channels or customer service hotline, and determine the installment amount and the number of installments when withdrawing. The installment amount will be applied to the credit line account in the form of overpayment and overpayment. The installment application is successful, and the first billing day will be divided equally.
Customers can swipe their cards at the white list merchants of MCC opened by Postal Savings Bank. Yuexiang staging card was piloted in Shandong, Fujian and Jiangsu in June+10, 5438. During the pilot period, the installment rate is 0.25%, and other regions will issue it in February. The installment rate is based on standard pricing.
Extended data:
Enjoy the installment card as follows:
After the cardholder withdraws by installment, the installment amount of the credit line account exists in the form of overpayment, and the installment principal and installment fee are amortized on the first account day after withdrawal. Overpayment in the credit line account will offset the installment principal and installment fee of the bill in real time.
If the cardholder spends 1 20000 yuan on the installment card on1day, the principal will be divided into 12 installments, and the installment fee will be 1000 yuan, and the billing date will be 16 days per month. If the installment amount withdrawn by the cardholder is not used on the billing date of 16.
People's Daily Online-Up to 50% off the installment fee for bank credit cards.
People's Network-Over 200 billion, China Construction Bank credit card will help Chinese people upgrade their consumption by stages.