Credit card consumption can only be carried out by offline cooperative merchants, which is mainly suitable for large-scale durable consumer goods, weddings, childcare, and settlement (rental, property, heating costs, etc.). ), pay taxes (vehicle purchase tax, etc. ), health and other purposes.
Consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants can use CCB staging.
CCB installment also does not support transfer and consumption through electronic channels. Once CCB finds illegal withdrawal, it is likely to cancel the installment line of CCB and require the borrower to repay in one lump sum.
Extended data:
First, product advantages
1. No collateral or guarantee is required.
2. The maximum loan amount can reach 6.5438+0 million.
3. The longest loan period is 3 years.
4. The application materials are complete, and the loan can be released within 10 working days.
Second, the loan conditions
1. years of work: continuous work in the current unit 12 months.
2. Property requirements: Huizhou property under the name must be provided.
3. Usage requirements: only used for decoration and purchase of building materials, and need to be consumed in designated stores.
Baidu Encyclopedia-China Construction Bank House Staging