Jingdong Finance can negotiate to postpone repayment, but the pass rate is not high. The negotiation repayment steps are as follows: Explain to the customer service in JD.COM why the repayment cannot be made on time. If there are sufficient reasons, JD.COM Customer Service may agree to postpone repayment or even reduce some interest. But if the customer service in JD.COM doesn't agree, the borrower can only repay the loan as soon as possible. If you apply for a loan product from Jingdong Finance, you can apply for negotiated repayment according to the above steps, but whether you can negotiate repayment in the end depends on the result of customer service. It is recommended to be prepared for rejection.

1. In addition to providing users with the convenience of installment payment, JD.COM Baitiao has launched an official creative product store-Time Grocery Store, which adheres to strict aesthetic standards and quality standards, creates and selects various colorful and interesting life gadgets for users, and establishes a healthy and quality life attitude with young people.

2.JD.COM White Stripes not only bring convenience to users, but also pay great attention to the safety of users being stolen by JD.COM White Stripes. In the whole process of account login, activation, transaction and information modification, JD.com's Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behavior and high-risk orders, and get through to the mall distribution system to intercept the last mile high-risk orders. JD.COM white anti-theft brush is a unique advantage in the industry.

3.JD.COM Baitiao has set up a green channel for feedback of stolen brushes on the service hotline, and established a special processing flow, which will be verified and handled by Jingdong Financial Customer Service first. For users who are identified as stolen, the repayment responsibility is exempted, and the relevant accounts are treated specially, which will not affect the user's credit information.

4.JD.COM Baitiao has also established o2o(JD.COM at home), global shopping and product crowdfunding within the JD.COM system. Later, it gradually covered leasing, tourism, decoration, education, wedding and other fields. Extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers. JD。 COM's white-stripe service scene has been gradually extended, and it cooperates with nearly 10 million online and offline merchants, covering many industries such as life and entertainment, business travel, education and training, communication leasing and so on. In cooperation with the bank, * * * signed the electronic account "White Slip Payment", extended the white slip payment to offline through NFC technology, and further expanded the usage scenarios of white slip payment by binding WeChat payment.