According to the notice of installment repayment published by Zhongyuan Bank official website, installment customers do not need to pay the prepayment fee if they prepay within the repayment period. However, if the installment customers repay in advance outside the repayment period, they need to pay the prepayment fee. Please consult the customer service of the bank or inquire about the relevant tariff standards published by official website for the specific handling fee rate.

In addition, according to the information provided by the questioner, I would like to remind you that if you are not clear about your debt and online loan data, you can get an online loan big data report from 13 data, which contains detailed online loan application records, overdue details, blacklists and other data. I suggest you carefully understand your debt situation and make a reasonable repayment plan to avoid overdue or arrears.