1. What is MCC?

MCC, the full name of merchant category code, is the Chinese name of "merchant category code", which is a four-digit code provided by international credit card organizations and used to identify the industry category of merchants in each transaction.

Each MCC code corresponds to a specific industry category, for example, the MCC code of beauty salon industry is 723 1, the MCC code of shopping center is 53 1 1, and the MCC code of catering industry is 58 12.

MCC code is formulated according to the merchant classification standard of international card organization, and all major banks in China will classify according to this standard, which is used to count and analyze the consumption of merchants, so as to provide more accurate services for merchants.

Second, the role of MCC code

MCC code can be used to determine the industry category of businesses, thus helping businesses to better grasp their own consumption situation and provide more accurate services for businesses.

In addition, MCC codes can also be used to identify consumption. For example, if the business category code is 58 12, the number of times consumers spend in the catering industry will increase, so businesses can also locate consumers' consumption behavior according to this result, thus providing consumers with more reasonable services.

Third, how to query MCC code

To query the MCC code, you can log in to official website, an international credit card organization, and enter the industry category of the merchant on the "Merchant Category Code Query" page in official website to query the corresponding MCC code.

In addition, major banks also have the function of querying MCC codes. You can search for "MCC code query" in Bank official website to find the query page, and then enter the MCC code corresponding to the business category query.

Four, the classification of monitoring chemicals code

The classification of MCC codes is usually divided into the following categories:

(1) Catering: including restaurants, bars, restaurants, cafes, etc. The MCC code is 5812;

(2) Shopping: including shopping malls, supermarkets, shops, bookstores, etc. The MCC code is 5311;

(3) Beauty salons: including beauty salons, barber shops and nail salons. The MCC code is 7231;

(4) Tourism: including travel agencies, air ticket reservations, tourist attractions, etc. The MCC code is 7999;

(5) Entertainment: including cinemas, performances, amusement parks, etc. The MCC code is 7832;

(6) Others: including gas stations, banks, insurance companies, etc. The MCC code is 6000.

Verb (abbreviation of verb) MCC code application

If you want to apply for MCC code, you can log in to official website, an international credit card organization, fill in the application information on the page of "Apply for MCC Code" in official website, and then submit the application.

In addition, major banks also have the function of applying for MCC codes. Just search for "application MCC code" in official website to find the application page, and then fill in the application information as required to submit the application.

Six, monitoring the use of chemical codes

MCC code is generally used to identify the industry category of merchants, so that merchants can better grasp their own consumption situation and provide more accurate services for merchants.

In addition, MCC codes can also be used to identify consumption. For example, if the business category code is 58 12, the number of times consumers spend in the catering industry will increase, so businesses can also locate consumers' consumption behavior according to this result, thus providing consumers with more reasonable services.