The wedding card handled by the bank is actually a debit card (savings card), and you must deposit before using it. However, debit cards are divided into one, two or three types of accounts, among which three types of accounts have no physical cards, and only one card number can be obtained after processing, and they need to be bound to mobile banking or third-party platforms to use them.
Debit card account has the functions of deposit, transfer, consumption, payment, purchase of wealth management products and cash withdrawal. , and there are limits on the use of Class II and III debit card accounts, in which the daily limit for Class II is RMB * * * and the annual limit is RMB 200,000. The balance of the third category cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan.
A bank can handle up to four ID cards with Class I, II and III bank debit cards, and a bank can only handle one ID card. Users can handle it selectively according to their own needs. The first-class card and the second-class card handled by the user can be converted and need to be handled at the bank counter.