Because CCB's decoration installment card is a credit line issued by CCB to users after they submit their application for decoration installment business, so that users can use this credit card to make decoration consumption at designated merchants. Therefore, the amount in this card is exclusive and can only be used for decoration, and the risk of cashing out is more serious.

Consequences of cashing out the decoration installment card of CCB: it will affect personal credit information, produce bad records and cause great obstacles to future loans. If the circumstances are serious, criminal responsibility will be investigated, and fines and fixed-term imprisonment will be imposed.

Extended data:

Precautions:

1. Although you can't withdraw cash or transfer money in installments, you can use a POS machine to swipe your card.

2. You can swipe your card in the mall by stages, but there are certain restrictions. For example, you can only swipe your card on the POS machine of the designated merchant, and the purchased goods must meet the purpose of installment payment.

3. You can only buy large amounts of durable consumer goods, weddings, childcare and other commodities in shopping malls, and the POS machine that swipes the card must be the regular machine of the bank company account.

4. If you want to swipe your card at different times in the mall, you should find a regular machine with UnionPay logo, and the purpose of swiping your card is in line with the above goods. Just give the card to the cashier and let the cashier swipe it.

Baidu encyclopedia-credit card decoration by stages

Official Website of China Construction Bank-Decoration Staging Card