Passenger liability insurance refers to the insurance liability that the insured shall bear according to law when the qualified driver allowed by the insured has an insurance accident in the process of using the insured vehicle, resulting in personal injury or death of passengers in the vehicle. The insurer shall pay compensation in accordance with the insurance contract.

As can be seen from the above definition, this is a kind of insurance that specifically protects passengers on the bus. Generally speaking, when passengers are injured due to disability, death and other reasons. In the process of riding the insured vehicle, the insured insurance company will compensate the treatment fee or death fee according to the contract. Therefore, both private car drivers and bus drivers should be insured, so that the interests of both sides can be guaranteed.