The installment quota option is used in various consumption fields, such as supplies consumption, weddings, child care, home installation, health and so on. The maximum amount is 300,000, and the longest period is 60, which can relieve the financial pressure of customers and increase the consumption budget.

1. Without it, will there be an installment quota?

The installment quota is not fixed, and the bank will adjust it from time to time, which means that no quota is only temporary, and the quota can be restored after the next assessment, but there is no guarantee that it will be the same as the previous quota. However, the installment quota does not mean that you can have it again without doing anything. After all, the lack of quota means that something has gone wrong and must be solved. Therefore, the key is to find out the reasons for the loss of the quota. The installment quota evaluation is based on the customer's personal credit, debt, repayment ability and other dimensions. There is no quota for any item that fails to meet the standard.

2. Can CCB installment pass be recycled?

The installment quota of CCB cannot be recycled (the maximum quota is 300,000, and CCB will provide comprehensive credit according to the credit status of customers). Its validity period is only 90 days, and the customer needs to use it within 90 natural days from the effective date of the credit line, and the expired credit line will be invalid (CCB will send a short message to the customer when the loan is successful, and the customer can activate the card, set the transaction password and use it after signing the card signature column). If the customer has used up the quota, but wants to continue to use it, he can reapply. When using the installment quota, customers can freely choose 6, 12, 18, 24, 36, 48 and 60 installments (months) for installment payment, and the handling fee is charged monthly, with a monthly handling fee rate of 0.5% (the actual handling fee rate is subject to the page displayed at the time of application). Customers only need to repay the current repayment amount in full and on time before the monthly repayment due date.

If the customer fails to use the credit line within the validity period, CCB also has the right to cancel the credit line granted to the customer. When the time comes, the installment card will not be used, so it won't be needed.