Jiangsu Xinghua Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Xinghua Rural Commercial Bank") is a joint-stock commercial bank reformed and established on the basis of the former Jiangsu Xinghua Rural Cooperative Bank. Since it was officially put into business on October 2011/year 10, Xinghua rural commercial bank has been committed to deepening financial reform, innovating financial services, taking "serving agriculture, rural areas and farmers, serving small and micro areas and serving local areas" as its own responsibility, and constantly improving the inclusive level of financial services.

Xinghua Rural Commercial Bank has several departments and business outlets, covering all towns and key village groups in the city, providing convenient and efficient financial services for local residents and enterprises. Among them, inclusive finance Department is mainly responsible for promoting rural financial reform, innovating rural financial products and services, and meeting the financial needs of farmers and rural enterprises.