Generally, the maximum loan for car purchase is 70%, that is, 65,438+0.26 million, and the maximum loan is 36 installments in 3 years. Interest is generally higher than the benchmark interest, but you can also fight for the benchmark interest if you have good conditions. It is a general trend to buy a car with a loan now. There are generally two kinds: credit card installment car purchase and loan car purchase. Buying a car by credit card in installments will generally account for the credit card limit. There are two ways to buy a car with a loan. One is to go to a 4S store to buy a car, and then the 4S store will help you with a loan. Generally, the control of vehicle types is relatively tight, and there is not much room for loan selection. Another is to buy a car after the loan is completed, and there is a lot of choice. If you need a car loan, I personally recommend China's "Buy a car and get a loan easily". Easy loan-a credit car loan for car buyers who lack funds. Amount: RMB 50-200,000. Application address:/activity/product/carroan-zimogan.html The general application conditions and application materials of Easy Car Loan are as follows. Frequently asked questions are as follows: 1, Easy Car Loan (1) requires valid identification and full capacity for civil conduct; (2) Can provide a fixed and detailed address certificate; (3) Have a stable occupation and the ability to repay the loan principal and interest on schedule; (4) Personal social credit is good; (5) Holding a car purchase contract or agreement approved by the lender; (6) Other conditions stipulated by the Cooperation Organization. 2. Original ID card, household registration book or other valid proof of residence of the application materials for easy loan for car purchase (1), and provide a copy thereof; (2) proof of occupation and economic income; (3) car purchase agreement, contract or letter of intent signed with the dealer; (4) Other documents required by the Cooperation Organization. 3. Frequently Asked Questions (1) Do I need a local account to apply for a car loan? No need. You only need to provide proof of local residence, depending on the cooperation organization that accepts your application. (2) What is the longest loan term of Auto Easy Loan? The loan period of auto easy loan ranges from six months to three years. Up to 3 years, which can be extended in some cases. (3) Do I need to pay a down payment to apply for a car loan? It depends on your qualifications, the car brand you choose, the loan method and other specific circumstances. If you need a loan, recommend the consulting loan service of Easy Loan China-as long as you submit your application online, Easy Loan China Easy Loan China will review it for you as soon as possible to solve the problem of fund shortage for you-you only need to fill in your loan demand and your information (no need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In this process, you will find that China is rich in products, and there are many loan products for people with different loan needs to choose-L online fast application channel-to quickly solve the financial problems of SMEs and individuals. Amount: 0.5-50,000 yuan. Application address: /QuickLoan/index.jsp? Dashi=zimogan l Civil servant credit loan-loan application amount: 8,000-300,000 yuan Application address:/activity/product/civilcredit-zimogan.html l Elite Easy Loan-personal credit loan issued to enterprise or company senior management, with the maximum loan amount of 500,000 yuan. Amount: 500,000-500,000. Application address:/activity/product/elite-zimogan.html Personal wage loan-a secured loan for personal consumption needs. According to a certain proportion of the borrower's monthly wage income, his personal wage income is awarded to the borrower as repayment guarantee without guarantee. Amount: 50-200,000 yuan Application address:/activity/product/salary -zimogan.html l Credit loan for college students-fast loan without mortgage and guarantor, providing convenient personal loan scheme for college students. Quota: 5000-65438+100,000 yuan Application address:/activity/product/college-zimogan.html Petty Property Easy Loan-provides a professional personal loan scheme with no mortgage, no guarantor and quick loan for working men and women who are pursuing a quality life and a charming life, and helps Petty Property to establish close credit cooperation with banks and other financial institutions. Amount: 8,000-200,000 yuan Application address:/activity/product/ol-zimogan.htmll Easy Marriage Loan-provides convenient and fast personal credit loans for borrowers who are ready to get married, which can be used for all expenses related to marriage, including travel, wedding, decoration, shopping, home appliances, car purchase, diamond jewelry purchase, wedding photography, etc. Amount: application address:/activity/product/marriage-zimogan.html l Decoration Easy Loan-a personal credit loan with a single loan not exceeding 500,000 yuan for the purpose of family housing decoration. Quota: 8,000-500,000 yuan Application address:/activity/product/decoration -zimo gan. html Home Easy Loan-a personal credit loan issued to meet the borrower's consumer demand for furniture, home appliances, home decoration, etc. Quota: 5,000-200,000 yuan Application address:/activity/product/furniture-zimogan.html l Travel Easy Loan-a RMB loan granted to borrowers who need travel funds and used by themselves or their family members to pay the travel expenses of special travel units. Travel expenses refer to the total amount of travel expenses such as transportation expenses, accommodation expenses, tickets, services and related expenses involved in tourism projects handled by specialized tourism units and designated by lenders. Quota: 5,000-200,000 yuan Application address:/activity/product/trip-zimogan.html Meiyi Loan-a personal credit loan to create a better life for beauty lovers. Specific uses can include expenses for beauty, plastic surgery, fitness and artistic photography. Amount: 5,000-200,000 yuan Application address:/activity/product/beauty-zimogan.html Easy Loan for White-collar workers-refers to the special loan channel for high-quality customers opened by Easy Loan China for white-collar workers in large and medium-sized cities across the country. Applicants who meet the loan conditions will enjoy priority VIP services and loan products and services from many high-quality cooperative institutions for you to choose from. Amount: 80-300,000 yuan Application address:/activity/product/whiteloan-zimogan.html Personal Credit Easy Loan-Personal Credit Easy Loan, that is, personal unsecured and unsecured credit loan, is a popular loan product customized by Easy Loan China for individuals with loan needs all over the country. This product is deeply loved by customers because of its limited application scope and flexible combination of loan term, interest rate and repayment method. Customers who apply for "personal credit easy loan" will also enjoy "zero handling fee" service and free professional loan feasibility evaluation service. Amount: 80-500,000 yuan Application address:/activity/product/creditloan-zimogan.html Study abroad loan-currently only applicable to commercial loans. Study abroad loans refer to foreign exchange consumption loans issued by institutions to overseas students or their immediate family members or spouses to pay tuition and fees and living expenses for studying abroad. Amount: no more than 300,000 yuan. Application address:/activity/product/studentabroad-zimogan.html Consumer loan-a personal loan for designated consumption purposes, which is mainly used for personal or family consumption expenses and other loans that meet relevant regulations, issued by cooperative institutions such as Easy Loan China United Bank. Amount: 5,000-200,000 yuan Application address:/activity/product/consumer-zimogan.html l Owner's auxiliary loan-the legal representative of the enterprise or the shareholders of the enterprise can mortgage the property in the name of an individual or others and apply for a loan for the purpose specified by law, such as supplementing the working capital turnover of the enterprise. Amount: 5,000-110,000 yuan Application address:/activity/product/ownerloan-zimogan.html Entrepreneurship loan-refers to the personal loan granted by Easy Loan China United Cooperative Bank to social natural persons (especially laid-off and unemployed workers when starting a business) for the purposes specified by law, such as entrepreneurship and liquidity turnover. Quota: 5000 yuan-1100,000 yuan Application address:/activity/product/startup-zimogan.html Easy Loan for Students-is an unsecured and unsecured credit loan for college students, which is launched by the United Bank of China and other fund-providing institutions to solve the current employment problems of college students and help them (college students, undergraduates, graduate students, doctoral students, etc. ) realize your dream of starting a business. Quota: 5,000-200,000 yuan Application address:/activity/product/student-zimogan.html Easy Loan webmaster loan-Easy Loan China United Bank and other fund providers provide special loan products for personal webmasters to help small and medium-sized webmasters introduce VC funds to build nests and attract phoenix, laying a solid foundation for rapid development in the future. Quota: 5,000-200,000 yuan Application address:/activity/product/webmaster-zimogan.htmll Easy shopkeeper loan-Easy shopkeeper loan China United Bank and other quick financing loan products introduced to the majority of online shop owners. Amount: 5000-200000 yuan Application address:/event/product /shopman-zimogan.html Easy Loan China (/? Pagedashi=zimogan) is a network platform for online loan application. Cooperate with more than 20 banks/microfinance companies nationwide, including Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank, and accept online loan applications from all over the country. Easy Loan China Easy Loan China (/? Pagedashi=zimogan) loan application process: online application-easy loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans! Easy Loan China Easy Loan China (/? Pagedashi=zimogan) There are many kinds of loans, among which personal credit loans and housing loans are free of service charges, and other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained! Friendly reminder: the online application will be reviewed on the same day (9: 00- 18: 00, except weekends). Please keep the phone/mobile phone open so that the financial advisor can contact you to verify the situation. Telephone verification failed for three times, and the loan application was deemed invalid if it failed in the first trial. Generally, after online application, the financing consultant will contact you by phone on the same day (9: 00- 18: 00) to provide the loan applicant with a suitable financing plan, and then the loan applicant can consult in detail.

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