Is it appropriate to buy a mobile phone with a loan? I want to buy an apple.
This is not good. If you pay in installments in that store (just go through the formalities and then pay how much a month without a credit card), it is really expensive. I experienced it personally before, and 12 paid the interest of the original 4,500 notebooks 1 0,000 in installments. If you use a credit card, so much the better. If you are sure that you can't suddenly have the money to pay off all your credit cards, then don't choose the minimum repayment amount (five ten thousandths of daily interest, with interest). If it is in installments, each installment = total amount of mobile phones/installment interest (generally 0.72%x total amount of mobile phones). For example, the total value of Apple 6 gold 16G is 5088 points, and the repayment amount per period is 460.7 yuan.
It is appropriate to buy Apple 6 by stages, but don't choose too many stages, such as 12, 15, 18, 24. If you buy Apple 6 in installments, choose 3 or 6 installments, so the interest will not be too much and it will not be uneconomical.
For people who desperately need a commodity but don't have it. It's good.
Can I buy Apple 6 by credit card in installments?
Yes, you must have an iphone installment credit card.
1. Apple official website used a credit card, not a savings card. But only when the credit card limit can be paid in full can installment be made. At the same time, the installment payment of Apple official website also supports fancy installment payment. After successful processing, the bank will automatically deduct money on a regular basis. Users only need to return their credit card bills on time.
2. Apple official website needs a credit card for installment shopping, because only credit cards can be used for installment shopping. The savings card is fully paid, and there is no installment payment function. Besides, you don't have to buy Apple products in official website. You can also buy them on platforms such as JD.COM, Tmall and Taobao. In addition, JD.COM can use JD.COM White Strips to pay by installments, and Tmall and Taobao can use Bai Hua to pay by installments without a credit card. Note that you need to have enough money to buy Apple products in installments on platforms such as JD.COM and Taobao. For example, if you buy 8000 items, your amount needs more than 8000. One-time deduction and installment repayment.
Installment payment is a transaction payment method commonly used by modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough money for the time being. We can shift the payment pressure to the later stage by stages. First of all, we must determine the amount of funds we need. If you need a small amount of funds, you can choose some loan platforms with lower quotas. If you need more funds, you can pay attention to the platform with higher loan amount. Secondly, consider the number of periods you want. At present, the repayment period of most loan platforms on the market is 3 months to 3 years. The most important thing is to choose some formal big brands, and the loan products launched by formal platforms will be more reliable and formal.
Apple official website uses credit card to pay in installments, and the system will deduct the payment amount of Apple's mobile phone from the available credit card limit at one time. After that, users can repay on time according to the number of installments. In addition, Apple official website has a cooperative relationship with China Merchants Bank. You can enjoy interest-free discount by paying by installments directly with China Merchants Bank. If you pay by other means, you need to pay all the money in one lump sum. There is no interest-free period, but it should be paid in official website in real time.
Can Apple 6 get an id loan?
Loans can only be made through banks or formal channels, and Apple id can only be used when logging into an account, and cannot be used for loans or borrowing money.
Can China Construction Bank credit card purchase Apple 6 mobile phone in installments?
Yes, as long as it is within the limits.
1. CCB installment pass is an installment payment service for customers with good credit record, stable professional income and normal consumption behavior. Our bank grants special installment and pre-credit line in advance to meet the daily demand for large consumer credit, and customers can spend it at designated merchants after successful handling. Business covers a wide range of consumer areas, such as large-scale durable goods consumption, wedding, parenting, settling down, tax payment, health and so on. Generally, you can choose 6/12/18/24/36/48/66 (month) to pay the handling fee for the corresponding period. In fact, it is a consumer installment loan business with reasonable interest, which is more suitable for people who need funds.
2. What is the installment rate and service cycle? For installment business, you can freely choose 6, 12, 18, 24, 36, 48 and 60 installments (months) for installment payment. The handling fee is charged on a monthly basis, with a monthly handling fee of 0.5%. Before March 3, 20 19 (subject to the date of submitting the application for installment of longka credit card), we will handle the installment business of longka credit card in Liaoning (except Dalian), Guangxi, Shandong (except Qingdao), Hubei, Guizhou, Gansu, Jiangsu, Shenzhen, Hebei, Shanghai and Jilin. Customers in Chongqing, Qingdao, Shaanxi, Fujian (except Xiamen) and Beijing can enjoy a 20% discount on the handling fee rate. After the discount, the monthly handling fee rate is only 0.4%. The handling fee payable by the cardholder in each installment = actual installment payment amount x monthly handling fee rate. According to the number of transaction periods, the handling fee will be recorded monthly from the first billing date after the transaction is completed, and will be fully included in the minimum repayment amount of the credit card. If the bill is returned in full before the due repayment date, you can enjoy the interest-free treatment of the amount due in the current period, and the principal can be repaid in installments in the current month without interest.
3. Pass the application process by stages;
(1), download the latest version suitable for your mobile phone (both Android and Apple are available), log in to the China Construction Bank App, and click the credit card in the navigation bar.
(2) In credit card management, you can find the button option of installment payment.
(3) After clicking Enter, you can generally see your pre-approval amount, and then click Apply to enter the data supplement stage.
(4), according to the steps and operation tips to supplement the relevant information, and finally submit the application for completion of the audit.
(5) There is usually a return call.
(6) After the application is successful, a special installment card will be issued to you, and you will receive a loan short message, and then this special installment card can be used to swipe the specified merchant type.