After the cardholder has made a small cash deposit, he can directly use the credit card to make a large amount of credit card consumption, and then repay it in monthly installments (up to 36 installments).

However, cardholders can't swipe their cards casually, because accompanying powder is only used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student aid consumption, tourism consumption and other personal small durable goods consumption. There is no other use except for daily consumption. Customers can't use accompanying payment for non-consumption areas such as house purchase, stock, futures and other equity investments, nor can they withdraw cash or transfer money.

In addition, it should be noted that after account allocation with accompanying payment, the current debt of the cardholder's credit card will be offset first, and the remaining part after offsetting the debt can be used for credit card consumption.

Yes, it means micro-loan. You can buy anything.