First of all, answer directly.

There are many consumer finance loans, such as Gitzo consumer finance commodity loans and consumer loans, instant consumer finance comfort loans, good-term loans for consumer finance, full-time loans and privileged loans for Xiaoman Finance's rich flower platform, Suning Finance's willful loans, Jingdong Finance's gold bar loans, Ant Financial's loan treasures, and Lexin's installment music.

Second, the specific analysis

In addition, other consumer finance institutions also provide various credit consumer loans, such as Zhongyuan Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Yin Chang Consumer Finance, Huarong Consumer Finance, Yin Hang Consumer Finance, Jinshang Consumer Finance, Shengyin Consumer Finance and Happiness Consumer Finance.

As long as more attention is paid to maintaining personal good credit, there is no bad record in the credit report; And can provide stable income proof, have the ability to repay on time, and generally can successfully borrow money from the above-mentioned consumer financial institutions.

Of course, if the credit is bad, you can't borrow money temporarily.

It should also be noted that there are many unknown small loan platforms in the loan market. Although the application threshold is low, it is not recommended to borrow money because there is no financial license.

When people use the central bank's credit records, they will leave traces of inquiry, which is not good for lending friends, and most online loans are not credit-seeking, so they can't find specific online loan information when they are credit-seeking, but now they can learn their personal data through "Beijian Quick Search" data, and at the same time, they can learn more information about overdue information, application records, untrustworthy information, blacklists and so on of online loans without leaving traces.

3. What are the uses of consumer loans?

There are mainly the following kinds.

1, buy furniture and appliances

Such as TV, refrigerator, sofa, bed, wardrobe, tables and chairs, air conditioner, water heater, etc. It can also be used for home decoration.

Step 2 buy a car

In the use of consumer loans, it is ok to buy a car, but it cannot be used to buy a house.

Step 3 use it for education

For example, studying abroad and re-education after employment. The loan funds can be used to pay tuition, accommodation and living expenses.

4, used for marriage

For example, hire a wedding company, hold a banquet, buy a wedding dress, buy jewelry and so on. You can apply for a consumer loan if the short-term expenses are large.

Step 5 travel abroad

It can be domestic tourism or foreign tourism. The longer the planned travel time, the greater the demand for consumer loans.

6. Medical beauty

Medical treatment refers to all kinds of medical treatment for colds, diseases and accidents. Medical beauty generally refers to the treatment and plastic surgery of the mouth and eyes.

7. Purpose of production and operation

For example, if the demand is small, you can also apply for consumer loans for production and business purposes such as expanding the factory building, purchasing business equipment, purchasing raw materials, and accounting turnover.

8. Other daily consumption

For example, shopping for dinner, buying food and cooking, buying clothes and shoes, and paying the basic expenses of daily life such as water, electricity and transportation.

Note that consumer loans are explicitly prohibited, that is, they may not be used in areas prohibited by law such as house purchase and investment.

What are the fast rankings of online loans? What platform has a high next payment amount?

What are the fast rankings of online loans?

1360 IOUs

360 IOU is a personal loan product launched by 360 Financial Group. According to new technologies such as cloud computing technology, machine learning algorithm and 360 big data technology, users can quickly assess personal credit risk, payment habits and consumption analysis, and grant users different types of loan lines. The loan amount is as high as 0.2 million/200 thousand, which can be received in 5 minutes.

2 Baidu has money to spend

Baidu Qianhua was originally a well-known brand of financial services under Baidu Financial Group. When applying for a loan, users who have reached the age of 18-55 can apply for Baidu money, which is in line with the loan policy and can be received in 3 minutes.

Did you borrow it?

Did you borrow it? It is a credit loan platform launched by Guangzhou Duorong Information Technology Co., Ltd., and its assets come from Instant Consumer Finance Co., Ltd., a licensed financial institution approved by the China Banking Regulatory Commission, amounting to 65,438+10,000 yuan. The information is simple to fill in, and the approval takes about 5 minutes, and the fastest time is 10 minute.

4 Specialization and Innovation-Ping An I Loan

Ping An I Loan is a new online loan product specially launched by Ping An Group. When they are over 23 years old, they can apply for a loan with real-name registration system mobile phone number, my savings card and face verification. Payment after approval takes only 3 minutes.

5 fox staging

Fox staging is a network staging product launched by Sohu.com's Fox Jin Fu. Age limit is 23-55 years old. If you apply for a credit card loan with your real-name mobile phone number, e-commerce account and yourself, you must authorize personal credit inquiry, which will arrive 2 hours after approval.

What platform has a high next payment amount?

1, Wanda Pratt & Whitney. Wanda Pratt & Whitney has a high quota. Under this quota, the loan interest is acceptable and it is not troublesome to apply. What must you be able to apply for? Loan amount1-50,000;

2. Jiufuwanka. Jiufuwanka is a very well-known loan. I think many people have heard of it. The business scale of Jiufu Wanka users is also very large, which can be said to be a very reliable loan. The loan amount is 1 ten thousand-10.5 million;

3. Pleasant loan. Pleasant Loan has always adhered to the technology-driven financial reform, promoted financial industry innovation according to high-tech means such as mobile Internet and big data risk control system, and created a more convenient, efficient, technically professional and standardized P2P online lending platform;

4. everyone's loan. The overall strength of Renren Loan is very good in compliance management and risk control technology. The service platform has obtained 3A credit certification, and it is also the first intermediary institution in China to issue funds for depository. In addition, the technical professional risk management elite team also provides multi-stage management and control of project investment from the source and after the loan, online declaration of credit information, offline promotion on-site audit, post-loan management professional collection and repayment progress are constantly updated, and business risks are controlled in both directions.

5. love money Love money into technology and finance as the original intention, and strive to build an obligation, courage, honesty and trustworthiness of the lending platform, so that more people can enjoy quality financial information services on an equal footing. Through measures such as asset support, product upgrade, rectification of compliance management, and fully transparent operation, the service platform is compliant and gradually forms a reliable platform recognized by many project investment users. At this stage, it has gained the trust of more than 6.5438+0.4 million registered users.

What are the regular online lending platforms?

Formal online lending platform:

1. pleasant loan was launched by creditease company in 20 12 and listed on the new York stock exchange in 20 15.

2. Renren Loan, a loan platform owned by Xinyoujinfu, was established on 20 10 and is one of the earliest online lending platforms in China.

3. China Ping An's platform, lufax, was established in Shanghai on September 20 1 1, and was supported by the Shanghai Municipal Government.

4. Paipai Loan was established in June 2007 and listed on NYSE on 20 17. It is the first online lending platform in China.

What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and lending it to others, commonly known as online lending, but some online lending is safe. It is also a formal channel, and some online loans are informal channels, just like a quilt. These are all formal channels, and the interest is relatively low. So if you borrow money from others online, which is also called online loan, then this kind of online loan is more dangerous, and online loan is also an informal online loan.

I borrow money purposefully and regularly. For example, if I use normal loans and repay them normally, then I think this online loan is a normal thing, but you borrow money from major platforms and those informal platforms. Then this kind of online loan is particularly dangerous, which may lead to the ruin of your family and the next debt. What about things like this? It also happens from time to time If you borrow money blindly, you will owe online loans, which will lead to family destruction. Because some of them are irregular, the interest on online loans is particularly high, and finally you can't afford this price. It's simple.

The reason why many people blindly borrow money is precisely because they blindly spend money to compare with others, which leads to so many people going to online loans and generating huge debts. If they can't stand it, they will be direct. But blind consumption, we should not blindly consume, but compare.

Generally speaking, talking like blind consumption is an important reason why you owe huge online loans. Therefore, we really don't want to blindly consume, which will have an impact on our future and cause us to owe huge debts. If you can't bear it, it's straightforward, causing parents to pay their debts for themselves.

What are the types of national formal platform loans?

National formal platform loans: Ant Loan, Micro Loan, Instant Consumer Finance, JD.COM Gold Bar and Ping An Hewlett-Packard Loan.

1, borrowed by ants.

Ant Borrowing is the loan service of Ant Financial Service launched by Alipay. At present, ant borrowing is only open to users with sesame score above 600, and the specific amount and interest rate of ant borrowing are also closely related to sesame score. The higher the sesame score, the easier it is for users to get loans. The maximum loan amount is 300,000 yuan, and the interest rate is generally low.

In addition, users who often use ants to borrow money will have a higher quota and lower interest. At present, ants borrow it and use it to pay it back, with a minimum daily interest of one ten thousandth.

2. Microfinance.

Micro-loan is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, Tencent's first internet bank in China, for QQ users and WeChat users. Launched on 20 15.

Micro-loan adopts invitation system, and only invited users are eligible to use micro-loan. Micro-loans provide users with a loan amount of up to 300,000 yuan, and also adopt the method of daily interest, with a minimum daily interest of 1.5%.

3. Consumer finance immediately.

Instant Consumer Finance is a licensed consumer finance institution approved by China Banking and Insurance Regulatory Commission. At present, it has two products: instant installment and comfortable flower, covering two major consumer finance fields: consumption installment and cash installment. At present, consumer finance provides users with a loan amount of up to 200,000 yuan, and the application conditions are relatively low. You only need to provide the corresponding income proof to apply.

4.JD.COM gold bars.

JD.COM Gold Bar is a credit loan product under Jingdong Finance. At present, JD.COM gold bars adopt the application system, and users can apply independently. At present, JD.COM Gold Bar provides users with a maximum loan amount of 654.38+10,000 yuan, which is repaid in monthly installments with a minimum monthly interest rate of 0.5%.

5. Ping An Pratt & Whitney Loan.

Ping An Pratt & Whitney is a consumer financial institution under Ping An Bank, which specializes in serving individuals. At present, Ping An Pratt & Whitney has several loan products, such as I loan and oxygen loan. The official claims that it takes only 3 minutes at the earliest to lend money, and the application threshold is not very high. It is very convenient to use and the user's evaluation is also very good.

Let's stop here and introduce any loan for Jin Fu.