1, one-time start-up subsidy

Policy content: For entrepreneurs who have obtained the business license of small and micro enterprises for the first time, have been operating normally 12 months or more, and have paid social insurance premiums for employees of entrepreneurial enterprises, as well as professional and technical personnel of township institutions who have left their jobs or started businesses on the job, they will be given a one-time business start-up subsidy. Each entrepreneur and each enterprise can only receive it once.

Subsidy standard: the subsidy standard for small and micro enterprises is 6.5438+0.5 million yuan.

Handling channel: Ningyang County Public Employment Service Center, Tel: 5628405.

2, one-time entrepreneurship post development subsidies

Policy content: Small and micro enterprises incorporated after June 65438+ 10/20 1 3, which employ registered unemployed persons and college graduates in graduation year, sign labor contracts with them for 1 year and above, and pay social insurance premiums for their employees according to regulations.

Applicable object: small and micro enterprises.

Application conditions: Small and micro enterprises registered after June+10/October 1 20 13, 65438, employ unemployed persons and college graduates registered in the graduation year, sign labor contracts with them for 1 year and above, and pay social insurance premiums for employees according to regulations.

Subsidy standard: calculated according to the number of jobs created when applying for subsidies and the standard that each post is not less than 2,000 yuan.

Handling channel: Ningyang County Public Employment Service Center, Tel: 5628405.

3. Rent subsidies for entrepreneurial sites

Policy content: For high-level and high-skilled talents, returning migrant workers, people with employment difficulties, and graduates from full-time colleges and universities who have rented business premises and do not enjoy the reduction and exemption of site rental fees, they can apply for business premises rental subsidies for more than six months since the date of registration, and those who have absorbed more than three people's employment and paid social insurance according to regulations.

Applicable objects: high-level skilled talents, returning migrant workers, people with employment difficulties, and full-time college graduates within 5 years of graduation.

Application conditions: lease business premises to start a business, and do not enjoy the reduction or exemption of venue rental fees.

Subsidy standard: the maximum subsidy for the leased business premises is 3,000 yuan/year; if the rent of the leased business premises is less than 3,000 yuan/year, the subsidy shall be given according to the actual rent, and the maximum subsidy period shall not exceed 3 years.

Handling channel: Ningyang County Public Employment Service Center, Tel: 5628405.

4, personal business guarantee loans and interest subsidies

Policy content: those who meet the application conditions for business start-up guarantee loans can apply for business start-up guarantee loans within 200,000 yuan. If enterprises, private non-enterprises and farmers' professional cooperatives are established, or all kinds of partnership enterprises and organizations jointly start businesses, and the partners and members of the organizations meet the requirements of borrowers, they can apply for loans of no more than 600,000 yuan according to the maximum number of borrowers per venture.

Applicable objects: registered unemployed people in cities and towns within the legal working age, people with employment difficulties, demobilized veterans, released prisoners, college students, college graduates, employees and unemployed people in enterprises with excess capacity, migrant workers returning to their hometowns to start businesses, online merchants, poverty-stricken people with files and self-employed farmers in rural areas, qualified off-duty or on-the-job entrepreneurs in township institutions, and young entrepreneurs from Hong Kong, Macao and Taiwan; According to the relevant requirements of the provincial party Committee and the provincial government, other qualified entrepreneurs returning home.

Policy standard: For borrowers in normal operation, if the entrepreneurial project is suitable for the development of local industries and the repayment is positive and meets the reporting conditions of the current period, they can continue to provide loan guarantee and interest subsidy after repayment with the original business license. The loan term shall not exceed 3 years at a time, and the cumulative number of times shall not exceed 3 times. The financial department will give full discount to qualified individual business guarantee loans. The risk loan interest rate shall not exceed LPR+50BP.

Handling channel: It is handled according to the process of "the borrower applies according to the regulations, the human resources and social security department examines the borrower's qualification according to the regulations, the guarantee institution conducts due diligence according to its duties, the financial institution examines the loan, and the financial department subsidizes the interest according to the regulations". Ministry of Human Resources and Social Security's telephone number is 5628405.

5, small and micro enterprises business guarantee loans and interest subsidies

Policy content: eligible small and micro enterprises can apply for business start-up guarantee loans. The maximum loan amount does not exceed 3 million yuan.

Applicable object: For small and micro enterprises that meet the requirements of statistical classification of large, medium and small enterprises, the number of newly recruited employees who meet the requirements of applying for business guarantee loans in that year has reached more than 15% of the existing employees of the enterprise, and they have signed labor contracts for more than 1 year, and they are required to have no serious illegal credit records such as unpaid wages and social insurance premiums, and the enterprise, legal representative and major shareholders have good social reputation, no bad credit records and no illegal acts.

Policy standard: the maximum loan amount is not more than 3 million yuan, the loan term is generally not more than 2 years, and the cumulative number of times is not more than 3 times. The financial department will give a discount to small and micro enterprises that enjoy the business guarantee loan at 50% of the quoted market interest rate on the day when the loan contract is signed. The interest rate of small and micro enterprises' business start-up guarantee loan shall not exceed LPR+50BP, and the loan interest rate shall be determined by the handling financial institution through consultation with the borrower according to the operating status and credit status of the borrower.

Handling channel: It is handled according to the process of "the borrower applies according to the regulations, the human resources and social security department examines the borrower's qualification according to the regulations, the guarantee institution conducts due diligence according to its duties, the financial institution examines the loan, and the financial department subsidizes the interest according to the regulations". Ministry of Human Resources and Social Security's telephone number is 5628405.