On the issue of fixed loss: First of all, your auto insurance must be complete. Usually the owner drives the car. If your car is a company car, you get it yourself, that is, you drive it yourself. It's not necessarily the groom who drives to pick up the bride. You need to negotiate with the wedding company. Self-driving cars are usually TT or Z4 sports cars or there is not much space in the car. Although the handling is very good, the average person rarely drives it, so you must fully insure and negotiate.