Prepayment of outstanding bills or all remaining amounts to be repaid.
The repayment amount can be entered manually, but it cannot be less than 10 yuan.
Order-based IOUs can be used to prepay a single order or multiple orders.
Operation path:
1, prepayment without bill: computer operation path: jingdong financial house-my assets-my IOUs-unpaid bills-full amount of jingdong financial APP operation path: jingdong financial App house-IOUs -X months without bill-prepayment.
2. The remaining bills in the billing system will be paid off in full: computer operation path: JD Finance Home Page-my assets-my bills-no bills-all paid off in JD Finance App operation path: JD Finance APP Home Page-bills -X monthly bills-all bills owed-all paid off at one time.
3. Order-based prepayment IOUs Computer operation path: Jingdong Finance Home-My Assets-My IOUs, select the orders that need repayment for consolidated payment or directly select all the orders that need repayment within a certain period of time to "repay immediately".
① Consolidated payment
(2) Payment for a single order:
4. Operation path of JD Finance App: JD Finance App Home Page-White Strip-to be returned in the last seven days/to be returned this month-All bills-White Strip, select the order to be repaid "Repay immediately", jump to the cashier page, complete the payment according to the page prompts, and the repayment is successful.
JD.COM IOU installment payment can be repaid in advance. You can choose one-time repayment or partial prepayment. However, it must be reminded that if repayment is made in advance, but the installment fee is not reduced, it will be charged normally. Therefore, I suggest you see whether to repay in advance according to your own needs. After the current bill is settled, you can repay the outstanding bill or all the remaining amount to be repaid in advance. The repayment amount can be entered manually, but it cannot be less than 10 yuan.
“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and arbitrary installment", and has quickly become an industry model, laying the position of the leading brand of Jingdong Financial Consumer Finance Industry.
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.
2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old.
Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.