With the rapid development of inclusive finance today, there are more and more consumer finance companies in the credit market. In such a big environment, borrowers often don't know which consumer company is suitable for them. Someone came to ask how the consumer finance of Shanxi merchants is, and is it reliable? Here, tell everyone what you know.

Now, let's learn about Shanxi merchants' consumer finance from three aspects: platform background, loan products and application difficulty.

Platform background

Jinshang Consumer Finance is the14th consumer finance company approved by CBRC, and it is a formal financial institution. Therefore, the consumer finance of Shanxi merchants is more reliable, which is completely different from online small loan companies and private loan companies.

Loan products

There are three main loan products of Shanxi merchants' consumer finance, namely, Jinqing Loan, Golden Elephant Staging and Golden Elephant Wallet. The situation of these three loan products is as follows:

1. Jinqing Loan can provide loans of no more than 200,000 yuan for people with stable income or stable residence, and the longest service period can be up to 36 periods.

2. Enjoy the installment service for everyone, so that borrowers can spend in advance at designated merchants. The loan uses include: home decoration, travel and vacation, 3C digital, education and training, house rental, auto insurance, medical beauty and wedding service.

3. Golden Elephant Wallet is a loan platform that allows borrowers to enjoy the service of "consumption first, payment later" in high-quality businesses. Its function is somewhat similar to that of a credit card.

Application difficulty

Judging from the current situation, it is not difficult for people with good credit and stable income to borrow money from Shanxi merchants' consumer finance.

Above, let me introduce how the consumer finance of Shanxi merchants is, and whether it is reliable. I hope I can have a deep understanding of Shanxi merchants' consumer finance.