How much does a person need in his life?
In this modern society, the general requirement of women for an adult man is to have a so-called "economic foundation". But how much do you want to earn? Let's figure out how much it will cost in this life. But there must be a premise before the calculation, that is: the life discussed in this paper is only a tolerable life, as long as it is a "well-off". If your demand and orientation for life is luxury, or you like independence, or you want to live an ascetic life, that is another matter. Let's take a look at the basic needs of our life-a house: how much does it cost to buy a house in a hot market, including decoration? 1 10,000 is too much? Reluctantly Converted into rent is about: 3500 yuan/month × 12 months× 30 years = 1.26 million yuan. Car: It shouldn't be too much to buy a safe car, 25. 1 10,000. This car has been in use for six years, so it's time for you to change it-you need to change five cars in 30 years. So it is: 250,000 yuan ×5 years = 1.25 million yuan. Children: How many children do you want? Stop laughing, one is enough. It takes about 600 thousand to train a child and graduate from college. Of course, this does not include studying abroad. For example, studying at Harvard costs 1 10,000 yuan a year, so the basic education cost you need to prepare most is 600,000 yuan. Filial piety to parents: Will it be too much to give 500 yuan to mom and dad every month? Of course not. If you have four parents after marriage, the money you need for filial piety is probably: 500 yuan ×4 people × 12 months× 30 years = 720,000 yuan. Household expenses: a family of three, the monthly household expenses are 3500 yuan, which is almost the same, including meals, utilities, telephone calls and so on. 3,500 yuan × 12 months× 30 years = 1.26 million yuan. Leisure life: how much is the leisure cost for one year? Spending 10 thousand yuan a year on movies, trips, outings, etc. should not be too much. 1 ten thousand yuan × 30 years = 300,000 yuan. Pension: If you retire at the age of 60, you can live 15 years, and live with your wife at 3500 yuan per month. Is this acceptable? 3,500 yuan × 12 months×15 years = 630,000 yuan. Now, let's figure out how much it will cost. House 1.26 million yuan, car 1.25 million yuan, children's 600,000 yuan, parents' 720,000 yuan, family 1.26 million yuan, leisure-300,000 yuan and old-age 630,000 yuan, totaling 6.02 million yuan. In other words, as long as your monthly income is 6.5438+0.7 million yuan, it will be enough for a lifetime. Are you kidding? Do you earn 1.7 million per month? Yes, the calculation is as follows: 6.02 million yuan/30 years12 months = 16722 yuan. If your average income is 5,000 yuan/month, in other words, your income for one year is 60,000 yuan, and your income for 30 years is: 5,000 yuan/month × 12 months× 30 years = 1.8 million yuan. Of course, I used an algorithm to rule out the possibility of unemployment, sick leave and accidental illness. If you think I'm hypocritical, you can offset it with a raise in salary. Of course, the above 6.5438+0.8 million yuan is a single person. If the husband and wife earn together: 6.5438+0.8 million yuan × 2 = 3.6 million yuan, then you still need: 6.02-3.60 = 2.42 million yuan. How to remedy it? Of course, you should try to earn more every month: 2.42 million yuan/30 years12 months = 6,722 yuan (that is, as long as you can increase that much extra income every month); If you want to find loopholes in my calculus program, such as deciding that Dink won't have children, then: 2.42 million yuan-600,000 yuan = 1.82 million yuan ÷30 years ÷ 12 months = 5,050 yuan (the loopholes make you successful and you decide not to have children, then each, You then: 2.42 million yuan-(600,000 yuan and 720,000 yuan) = 165438+ 10,000 yuan ÷30 years ÷ 12 months = 3,055 yuan (even if you are willing to bear the stigma of unfilial, you still need to increase your extra income by 3,055 yuan per month). You can take a closer look at the amount just worked out. Just a decent life. Not very satisfied. It can be said that it is just a quiet and ordinary life, and it still needs so much money. If you have no ambition in life and just want 60 points, it's only 60 points. This is the minimum standard of life. If you don't have a special dream, try to earn 6.02 million yuan from now on.