Yes, JD.COM supports installment payment. You can choose to pay by installment directly, or you can choose to pay by credit card and then pay by installment. Both methods allow users to purchase mobile phones in installments.
When users use IOUs for installment payment, they should first activate IOUs in JD.COM to ensure that their IOUs are activated and sufficient. Remember the monthly repayment date clearly after payment to avoid liquidated damages or bad credit records due to overdue repayment.
Tools/raw materials
iPhone 13
IOS 15. 1
JD.COM 10 . 3 . 0
1. Select the goods in the shopping cart in JD.COM and click Settle.
2. After confirming the order, click Submit Order.
3. Select credit card installment-installment number on the payment page, and then submit the payment.
4. At present, only credit card installment of CCB, China CITIC Bank and Shanghai Pudong Development Bank is supported.
Can JD.COM's IOUs be repaid in installments?
JD.COM IOUs can be staged. Generally, you can enjoy interest-free for up to 30 days if you choose to pay in white stripes. You can choose 3, 6, 12 and 24 stages.
Rules of JD.COM White Stripe Tournament:
After the interest-free period, JD.COM IOUs can be phased. Our IOUs, after enjoying the interest-free period of up to 30 days, can choose installment service; And the installment interest is lower than many platforms.
Extended data:
“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data.
Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.
2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.
JD.COM Baitiao is the first Internet consumer finance product in the industry.
"Pay first and then pay back", enjoy a maximum interest-free period of 30 days and a maximum of 24 installments.
Log in to Baitiao official website or Jingdong Financial APP- Baitiao, and you can enter the page to apply for activation independently. Users of JD.COM Mall are eligible to activate the "white note" for mall consumption.
Can JD.COM's IOUs be repaid in installments?
Of course.
JD.COM IOUs can be returned in installments before or after placing an order. Users can choose their own staging method according to the actual situation to avoid overdue.
JD.COM's IOU order has been paid by installment, so it can't be paid by installment. If there is no installment at the time of payment, you can pay by installment. In addition, JD.COM IOUs can be divided into order IOUs and bill IOUs. The order blank can be used to temporarily store a single order, but the bill blank cannot be temporarily stored separately, only after the bill is issued.
Matters needing attention in installment repayment of JD.COM IOUs
JD.COM Baitiao cannot enjoy the interest-free discount of installment repayment, and it needs to pay a certain handling fee according to the number of installments.
In JD.COM, prepayment by installment is supported, but in case of prepayment, some installment fees will not be reduced.
Installment is not supported for the amount of goods purchased by users in the world using JD.COM White Strips.
The above contents refer to Baidu Encyclopedia-JD.COM Baitiao, People's Daily Online-Bai Hua, Baitiao, how expensive is the credit card installment competition, and Baidu Encyclopedia-installment repayment.
Can JD.COM withdraw cash by installments?
JD.COM IOUs cannot be cashed in installments. After withdrawal, the system will charge 0.05% interest every day according to the withdrawal amount. Because it is charged by the day, users can repay at any time if they have the ability to repay. The repayment amount depends on their personal financial ability, and the system will only charge interest on the unpaid cash withdrawal amount.
In addition, not every user has the qualification to withdraw cash in JD.COM, and it is only open to some users at present. Whether to withdraw white cash is subject to the page display.