1.? I bought a cheap house-totally. No mortgage, just cash. Yes, there are crazy and cheap houses there. If you are determined, you can find a job nearby. This reduced my expenses by about 50%. I can rent one or two rooms, so the house can actually increase my income.
2.? I moved to a country with universal health care (included in the monthly fee reduction). I can't save any more medical expenses.
3.? I drive a hybrid Toyota to work-which means there is almost no maintenance cost and the fuel cost is ridiculously low. And I can share the paid ride, so the car actually makes money for me.
4.? I still drive the old Pontiac and Lincoln in summer, which is very interesting. For used cars, these are also frugal choices. If you try to keep Alfa Romeo, Citroen or Jaguar alive, you will agree to these choices. Sometimes I use American classic cars for weddings, which can offset their operating costs. In Sweden, these are considered cool.
5.? I only eat whole food-there are several big bags of grain, beans and dry food in my place, which is enough for me to live for several years. They are almost entirely vegetarians. Whole foods can keep your blood sugar curve stable, instead of processed foods, which means I can skip meals and not be hungry, which I often do. This can save energy, food and time. For a lazy person like me, this is the best choice.
6.? When cooking on weekends, I just cook a lot, so I have to eat five lunches a week. Add five to my wife. It doesn't matter. The slow cooker doesn't care how many chickpeas it makes.
7.? If I can put it in a 20 kg bag, I will buy a 20 kg bag. The bigger the bag, the lower the price per kilogram.
8.? When I go out with friends, I often drink tap water. Not unique, but who says that every glass you order must be a cocktail of 15 dollars? Tap and rest from time to time. For 25 years, no one has noticed. The trick is not to order anything in the first or second round. By the third round, no one will really notice what others are drinking.
9.? I never buy snacks, juice or soda. I drink tap water, tea or coffee at home. Well, there's wine or whiskey-but that's another skill, you know; Drinking at home is more economical. I always get angry when they offer me 2cl brandy in a bar and charge me 17.99. I can buy a whole bottle of this and drink it with the cat in front of the fireplace.
10.? I own and use a thermos. Work coffee. My colleagues spend an average of $5 on coffee every day-the annual crazy spending on coffee is $65,438+0,000. Not with me.
1 1.? I own and use the refrigerator. Strategically, you can always freeze every meal in half. When you don't like cooking or the bank account doesn't allow you to buy fresh things, it can be thawed and eaten. It also keeps you slim, because you don't have to worry about wasting the last snack and more time. Freeze it.
12.? I'm going to a restaurant-have a special lunch.
13.? I only buy clothes that never go out of fashion, which makes me get rid of fashion and make me look well dressed. I have a shirt and jacket for 30 years, and everyone in the staff still thinks I am the best dressed person there.
14.? I buy movies instead of going to the cinema. I have seen a hundred movies, and I will never get tired of them. The trick is to buy only those. Just browse the rankings-"The most famous movies in the world ..."
15.? I cook in the evening instead of going out. Inviting friends and relatives is cheaper than going out. Hey, they might bring something! Because people always bring something, I usually eat more food and drinks.
16.? I buy special things. If I need it.
17.? I read reviews before buying anything. In today's information age, there is no reason for anyone to seize the opportunity to buy bad things.
All these give me enough financial breathing space, so that I can drive my old car and drink alone, go to Europe for vacation three times a year, and retire with the help of various retirement funds I have to pay, 6 1 year old.
Is all this madness hard to manage? No, this is my way of life? For 30 years, I have accumulated this without even considering any problems.
Dean's speech: 1
Dear teachers and students:
Hello everyone! The topic of my speech is "Grateful Growth".
Maple leaves hover in the air, dancing w