Fill in the application form
Give your information and copies to the bank.
The bank sends it to the credit card center.
The credit card center conducts audit, business card printing and card issuance.
After you get the card, open it and wait for the password letter.
Credit card application conditions
The general application conditions are relatively close, and the specific operation is subject to the regulations of various banks.
Each card-issuing bank has its own card-issuing standards, which generally include the following points:
1, at least 18 years old.
2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located.
3. Fill in the application form and sign it in person at the "Signature of the Applicant".
To apply for a credit card, you need to provide the following information:
1, copy of ID card, work certificate, income certificate, etc.
2. If you can also provide bank deposit certificates and property certificates, etc. , your application approval process will be more convenient and faster.
3. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
4. Other conditions required by the issuing bank.
The general interest-free period is 56 days, and the repayment is changed once a month. You can repay the loan by installments, but depending on how much you spend, you can do it by installments according to bank regulations.
There is no handling fee for handling the card, about one week after the application is completed.
The annual fee can be waived as long as it is brushed six times a year.