Ping An Pratt & Whitney Loan has a maximum loan of 500,000 yuan. The actual loan amount is determined according to your qualifications, the requirements of the partner and other factors, and the final approval result shall prevail. The maximum loan amount is 500,000 yuan, and the maximum mortgage of the house is 654.38+million yuan, which is the estimated amount we can obtain according to the historical business and the best conditions. Business processing time is affected by personal qualifications, network environment and equipment conditions, partner requirements and other factors. The fastest time is 15 minutes, which is our estimated business processing time according to the historical business situation and your ideal situation. "The longest 60 issues" are pilot institutions in some cities, including Jiangsu, Beijing, Zhejiang, Hubei and Shaanxi. In addition to the pilot cities, the longest period can be divided into 36 periods.
Ping an pu hui
Ping An Pratt & Whitney is the general name of the companies under the joint venture company of China Ping An Insurance (Group) Co., Ltd. that carry out financing guarantee, financing consultation and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance: it has excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology, and anti-fraud scanning, the company has continuously improved its risk management and control capabilities, and its steady and leading risk management capabilities have also continuously optimized its asset risk performance.
Diversified loan plan provides customized services for borrowers and high-quality loan choices for the general public; At the same time, the online application process and offline consulting services continuously improve the service experience.
At present, Ping An's Pratt & Whitney business in China covers more than 300 cities in China. The online remote team of more than 7,000 people provides professional consulting services for 7×24 hours, and has strong foreign business cooperation ability to build a loan ecosystem. It has served more than 1 1 10,000 customers and helped them obtain loans of more than10 billion yuan.
Ping An Pratt & Whitney will continue to adhere to the four driving forces of customer inclusiveness, product inclusiveness, channel inclusiveness and social inclusiveness, and practice inclusive finance with the brand concept of "responsible finance and inclusive lending".
In the future, Ping An Pratt & Whitney will continue to strengthen the promotion of inclusive finance under the background of Ping An 3.0 era, and strive to help small and micro business owners, individual industrial and commercial households and ordinary wage earners obtain better loan services, and build the most trustworthy and preferred inclusive finance brand in the world.
How much can I get in Ping An Pratt & Whitney Loan?
Ping An Pratt & Whitney unsecured credit loan can be up to 500,000 yuan, and the interest of 40,000 yuan per period depends on how much interest you approve. For example, the interest of 10 thousand yuan, one month 100 yuan. The unsecured interest range is 2.3%- 1.06%. Ping An Pratt & Whitney's quota is based on personal credit and loan methods. If the loan application is successful and the amount is not enough, you can apply for an additional loan. Under normal circumstances, the credit approval is completed in six minutes online through the APP, and the amount ranges from 2,000 to 30,000. The final amount depends on the individual's credit qualification. However, compared with other small online loans, I loan has a special way to withdraw cash quickly. One way to withdraw cash is to bind your own online account, so that you can withdraw cash quickly, such as the accounts of stores in Weibo, JD.COM, Taobao and 1. The more bindings, the higher the account amount.
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1. You can contact Ping An Pratt & Whitney Customer Service for consultation. Ping An Pratt & Whitney Customer Service Tel: 10 100000. Log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal, interest and prepayment penalty according to the amount prompted by the system. Prepayment may result in some liquidated damages, and the prepayment policy of each loan product is different. This requires the lender to inquire about the relevant information of liquidated damages before prepayment. If prepayment is selected, the lender needs to check his loan balance and the original loan contract signed before. Interest varies according to different interest rates in business districts, basically between 4-5%, and there will be fluctuations in special business districts. Deposit the amount to be repaid into the current account of the loan card, and then repay it in an account.
2. Is there a handling fee for prepayment? When a lender applies for a loan, it will generally sign a loan contract with the bank, and there will be some relevant clauses of "prepayment fee", so there is a legal basis for the bank to charge prepayment fee. The bank may charge a certain fee. Therefore, when you want to repay the loan in advance, you must ask whether the bank has any handling fees and other issues. Whether to pay liquidated damages in advance is actually limited by years. If the loan contract of the lender is less than one year, it is best not to apply for prepayment, because the bank may charge one month's interest as liquidated damages according to the amount of prepayment by the lender and the specific loan interest rate. Therefore, when considering prepayment, you should choose the right time, otherwise you will spend an extra month's interest and waste some money.
How about Ping An Bank provident fund credit loan? The maximum loan is 500,000!
Ping An Bank is a well-known financial institution in the industry with many businesses. If you are facing financial problems now, you can try to apply for a bank loan. For office workers, they can get a certain loan amount by paying their own provident fund. Today, I will briefly introduce the relevant contents of Ping An Provident Fund credit loan.
First, the introduction of provident fund credit loans.
1, the maximum loan amount is 500,000, and the initial loan amount is related to the user's qualification and reputation;
2. The term can be up to 4 years, and 12 months, 24 months, 36 months and 48 months can be selected at will;
3. The monthly interest rate of the loan is influenced by many factors, and the specific interest rate is subject to the displayed page.
Second, the provident fund credit loan application conditions
China citizens with second-generation ID cards.
25 years old (inclusive) to 55 years old (inclusive)
Good credit record
You can apply for provident fund payment if you meet certain conditions.
Three. Matters needing attention in loan
Quick loan: If you want to apply for this product, you'd better make sure the information is complete. The loan can be released as soon as 1 day after the application is submitted, and the unsecured loan can be obtained only by 1 visit.
Widely used: for personal consumption such as decoration, tourism, further study, wedding, and business such as purchasing, not for investment or gambling.
Promotion cities: Beijing, Shanghai, Guangzhou, Shenzhen, Dongguan, Foshan, Zhongshan, Zhuhai, Huizhou, Tianjin, Jinan, Qingdao, Xiamen, Fuzhou, Quanzhou, Hangzhou, Ningbo, Wenzhou, Nanjing, Chongqing, Chengdu, Dalian, Shenyang, Hefei, Zhengzhou, Haikou, Shijiazhuang, Kunming, Xi 'an, Wuhan and Shijiazhuang.
This product is suitable for office workers, because the income is stable and it is easy to apply for loans with provident fund. However, we must maintain the continuity of provident fund payment. The longer the payment time, the higher the balance and the easier it is to apply for a loan.
With so many introductions, you can borrow 500,000 yuan for safe deposit.