More than 6.5438+0.02 million new

List of merchants without points

Guangfa Bank said in the announcement that it will increase the list of merchants who do not accumulate points, and cardholders will not accumulate credit card points, contracted accounts and partner points (mileage, etc. ).) and its activity rewards for consumption or trading in listed businesses will take effect on August 2. The list provided by the bank includes more than 6,543,800 merchants. In addition, the bank also stated that it will reserve the right to adjust the list of non-integral merchants from time to time.

Minsheng Bank

To the mainstream acquiring institution

No more accumulated points.

In addition, banks will no longer accumulate points for some transactions accepted by third-party payment institutions. According to public information, the acquirers of Minsheng Bank's credit cards that do not accumulate points include card member payment, Lacarra, Remittance World, Yinsheng and other institutions, which basically include the mainstream third-party acquirers at present.

industrial bank

Aviation co-branded card

Automatic exchange "shrink"

From August 1 2020, adjust the credit card points of our airline joint credit cards (including China Eastern Airlines joint credit card, Xiamen Airlines joint credit card, China Southern Airlines Pearl credit card and Jixiang Airlines joint credit card) to automatically redeem airline frequent flyer miles (points): the total credit card points of the same airline joint credit card under the cardholder's name to automatically redeem airline frequent flyer miles (points) shall not exceed the total credit card points of the airline joint credit card under the customer's name in a single natural month. For credit card points exceeding the automatic redemption limit, cardholders can redeem airline frequent flyer miles (points) or use them for other purposes such as gift exchange through the bank's 24-hour hotline according to relevant regulations.

From July 10, 2020, banks will no longer score new car installment, on-demand installment (including parking space installment, decoration installment, deed tax installment, license plate installment, consumption accumulation fund) and cash installment (including on-demand loan).

Huaxia Bank

Up to 80 points

1 Redeem Air China Miles

Huaxia Bank will adjust the rules for exchanging Huaxia credit card points for Air China miles. From August 2, 2020, the proportion of customer points redemption mileage will be adjusted to 65,438+0 miles for every 80 points (500 miles is an integer multiple of 500, and the highest annual redemption mileage is 65,438+million miles).

According to public data, at present, Huaxia Bank's credit card points exchange standard is 16: 1 points, that is, 500 miles are exchanged for 8,000 points, from 16: 1 to 80: 1, and the points exchange is greatly reduced.

China Citic Bank

Stop sending three.

Joint credit card

The Credit Card Center of CITIC Bank issued five announcements in succession, and stopped issuing three co-branded cards: CITIC Bank Quanfan Co-branded Credit Card, CITIC Bank Honglian 95 Co-branded Credit Card and CITIC Bank Zhongxiang Co-branded Credit Card. The rights and interests of high-end credit cards such as road rescue, electronic card issuance strategy and card replacement at maturity have been adjusted.

From August 2020 1, the rights and interests of high-end credit card road rescue will be adjusted to "the most in China and the most abroad" in the natural year. The number of services is calculated by person, that is, no matter how many qualified cards are in the name, the number of services is at most twice in China and once abroad.

From August 1 day, 2020, if the customer's cards (except some special products) that are about to expire have not been traded in the past 180 days, electronic cards will be issued.

Related questions and answers: How long can I get the deposit after the application is successful? The fastest real-time arrival, very fast. Societe Generale Sui Xin Branch is launched by Societe Generale for high-quality credit card holders. There is an installment amount, and you can enjoy the installment amount of large consumption. After the application is successful, you can transfer the amount to the credit card account, and then repay the credit card consumption in installments. However, the amount after random processing is superimposed on the credit card account. If there is arrears in the current credit card account, it will give priority to offset the arrears, and the rest will become overpayment. In other words, the random amount actually received is: random-the amount currently owed; If there is no debt, pay in full. To this end, everyone must know the current arrears of credit card accounts before handling them, so as not to think that the funds have not arrived or the bank has given less money because of deducting the arrears, which is very embarrassing. In addition, there are also people who do not use credit cards after handling free points, and think that there is no need to repay. Actually, it's not. As long as you handle it successfully at will, and the money reaches the credit card account, whether you use this amount or not, you must repay it on time according to the agreed terms at the time of handling. How to use the reserve fund of Xingye Accompanying Sub-branch: Cardholders who apply for Xingye Accompanying Sub-branch can directly use their credit cards for large-scale credit card consumption, and repay them in monthly installments, with a maximum of 36 installments. After receiving the account, Suihang will give priority to offset the current debt of the cardholder's credit card. The specific offset order is the same as the repayment offset order, and the remaining part after the funds offset the debts is regarded as overpayment. At present, with the development of funds, it can only be used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student consumption, tourism consumption and other small personal durable goods consumption. Generally speaking, Xingye Suixing Sub-branch, as a bank credit card holder, needs to abide by the above rules. Xingye can apply for a maximum of 300,000 points with interest, and does not occupy the credit card limit. The longest is 36 issues. (1) Suixing reserve fund is an additional exclusive installment line provided by Industrial Bank on the basis of the original credit line, with a maximum line of 300,000 yuan and a minimum line of 1 1,000 yuan for each cardholder application. After handling the dividend, the amount will be transferred to the credit card account, which will be in the form of overpayment after offsetting the current arrears of the cardholder's credit card. (2) The accompanying reserve fund can only be used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student consumption, tourism consumption and other personal small durable goods consumption. (3) For non-consumer purposes, you can't pay by credit card with Xingye's accompanying consumer reserve fund, and you can't withdraw cash. In case of illegal use, the bank may require the user to pay off the arrears in one lump sum. (4) It should be reminded that Industrial Bank will send a text message at any time to ask the cardholder to upload the consumption voucher of Suixing Sub-branch at a specified time, so everyone must keep the relevant voucher after swiping the card. As long as the merchants and commodities used for consumption are clearly marked, the payment details of coupons can include fast payment details such as paper purchase orders, WeChat payment or Alipay payment.