100 yuan funds will be frozen after the IOUs are issued.

The user has a stock of 100 in Xiaojin, and tried to write a blank. After the IOUs are opened, the funds of 100 yuan will be frozen, so it cannot be transferred out. At this point, the user can enter the customer service page, enter the question that the small vault cannot be transferred out, and there will be an option that cannot be transferred out in a quick reply.

What is the limit for issuing IOUs after 100?

There is a limit of 100 for Xiaojin Inventory 100, because the limit is granted according to the ratio of 1: 1. Moreover, unlike ordinary IOUs, the system does not regularly adjust the amount of IOUs. If you want to increase the amount of IOUs, you need to deposit more money. However, the money deposited will be temporarily frozen, and it is necessary to adjust the amount of IOUs to 0 before unfreezing the funds.

First of all, the number of white bars in JD.COM

At present, the maximum amount of IOUs in JD.COM is 1.5 million yuan. If the amount is not large, it is generally around 2000 to 5000 yuan, but this amount is not fixed. You can increase the number by improving your data activities in JD.COM. Take Apple 12, ios 14 and Jingdong Finance 6. 1. 10 as examples. At present, there are three types of IOUs in JD.COM. COM:

1, quota

The basic line of IOUs account, that is, the line obtained by comprehensive evaluation of the system; Every six months, JD.COM will adjust the quota according to the credit situation.

2. Temporary quotas

That is, the amount obtained through activities, cash withdrawal packages and automatic cash withdrawal by the system. The temporary quota is valid for a certain period of time and automatically becomes invalid after the expiration of the period. Temporary quotas can be applied before the annual shopping spree, which are the most effective, such as: 665438+2008 promotion, double 1 1, double 12, year-end promotion, etc.

3. Exclusive quota

That is, the amount obtained through the activity, the system automatically withdraws cash, etc. , and the exclusive amount is only reflected in the total amount of the payment page when purchasing the specified goods, and cannot be used for other purposes.

Second, JD.COM White Strip

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

The service scene of JD.COM Baitiao is gradually extended. At present, it cooperates with nearly 10 million online and offline businesses, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.

White note vault, is it enough to deposit 100? What's the quota?

Yes, the limit is 100. The white note of Jingdong Small Treasury means that you can have as much as you save. But you can't move the money you keep in the small vault. If you deposit 100 yuan, you can write an iou for 100 yuan, but after you open it, you can't withdraw this 100 yuan and can't move it. Because it is awarded in the proportion of 1: 1. Moreover, unlike ordinary IOUs, the system does not regularly adjust the amount of IOUs. If you want to increase the amount of IOUs, you need to deposit more money. However, the money deposited will be temporarily frozen, and it is necessary to adjust the amount of IOUs to 0 before unfreezing the funds.

1. What is Xiaojin Village in JD.COM?

The money that the user keeps in the vault is actually the money fund. At present, the default monetary fund for new users to deposit in the vault is China Life Insurance-Zengjinbao Monetary Fund.

However, the funds in the small vault can also be paid and used at any time, including purchasing wealth management products, funds, gold, and writing and returning IOUs.

Second, what is JD.COM White Strip?

White stripes are a payment method introduced by JD.COM, which is similar to Alipay. However, the usage scenarios of white stripes in JD.COM are different, and they are mainly supported in JD.COM. COM, Store 1 and other places.

JD.COM White Bar, like Flower Bar, users can't apply voluntarily, and the system decides whether to activate it according to the user's credit.

Write a white note in JD.COM. COM's vault is a way for JD.COM to activate IOUs for users. Users can get the opportunity to apply for IOUs by depositing certain funds into their own small vault accounts.

The amount of funds deposited should be the same as the amount of IOUs, that is, when the amount of IOUs is 1 000 yuan, the amount of small deposits should not be less than 1 000 yuan.

However, saving money in the small vault can only get the opportunity to activate the white note, and whether it can be activated successfully in the end still needs to wait for the system to review, that is to say, when the system judges that the user's credit is not high, even if the small vault saves money, it cannot open the white note.