1, owner loan of Ping An Bank. That is, customers mortgage the property rights of their vehicles to banks and get loans directly. Loan funds can be used for capital turnover, decoration, education and other legitimate consumption and business purposes. A loan product in which the vehicle remains owned by the customer after mortgage.

2, the use of loan funds

It can be used for business purposes such as purchasing raw materials, purchasing goods, paying pavement rent, etc. Or buy a car, decorate, travel, wedding, medical care, parking, golf membership and other legitimate personal consumption purposes. Can not be used for buying a house, studying abroad, entering the securities market or other situations that do not meet the regulatory requirements.

3. Conditions to be met when applying for a car owner loan

The applicant is 22-60 years old and applies for an unsecured vehicle in my own name. The vehicle has not been purchased for more than 65,438+00 years, and the mileage is less than 654,38+05,000 kilometers. At present, the vehicle is valued at more than 50,000 yuan and has been licensed. See the list of cities that can be handled on the application page.

Extended data

Provisions on the use of Ping An automobile mortgage:

1. Loan funds cannot be used for house purchase and investment;

2. The loan amount and lending time shall be subject to the examination and approval results;

3. When providing the follow-up loan service, your name information will be transmitted to the necessary interested parties through encryption, so you don't have to worry about your privacy disclosure.

Reference source

Ping An Bank-Car Owner Loan