In the case of full responsibility of the vehicle, the insurance company will compensate the electric vehicle with compulsory insurance. If the compulsory insurance is not enough, if there is commercial insurance, the claim will be settled and the rest will be borne by yourself. Compensation is as follows:

(1) Medical expenses, transportation expenses, nutrition expenses and food subsidies (hospitalization);

(2) Lost time (hospitalization), nursing expenses (hospitalization), disability compensation, and living expenses of dependents (in case of disability);

(3) Spiritual consolation money (in case of disability) and property loss

However, the above expenses must be proved by evidence, so it is reasonable to ask you to provide proof such as bank running water and work certificate.

After an accident, an alarm should be given, and there is a simple confirmation of the insurance company's on-site investigation and damage determination or the traffic police team's accident handling. The insured should provide the insurer with relevant certificates and materials of insurance claims in time.