China Bank excellent customers can directly transfer the money to debit cards for use or directly pay the designated transaction objects when using them in installments. There is no clear official explanation as to whether it is possible to withdraw cash, but some netizens found that it is impossible to withdraw cash by using Youke installment card on ATM machines. China Bank's excellent customer staging is a consumer staging business for high-quality customers.
After applying for installment, BOC Youke can get a quota, and users can transfer the quota to the allocated Youke installment debit card or credit card, and then they can use the card to spend. Support a variety of consumption scenarios, and you can choose different repayment periods after consumption.
Bank of China Youke applies in stages for people with large consumption needs such as tourism, study abroad, decoration, marriage and pregnancy. When applying, they need to have good income and good personal credit. It is a pure credit, mortgage-free and guarantee-free loan project, which users can use according to their own needs.
It is best to think about the repayment plan in advance before use to avoid overdue repayment. Moreover, there will be a penalty interest after the deadline, and the overdue record will be uploaded to the credit information center. After personal credit information has deteriorated, it is difficult to apply for various loans. Therefore, you must repay on time after using BOC Youke in installments.
Can I withdraw cash from China Bank's excellent customer installment debit card?
China Bank Youke installment debit card can't be withdrawn, and the limit can only be used for POS credit card (debit card) consumption, as well as online shopping with WeChat and Alipay. In addition, the Bank of China has restricted the types of POS machines that use credit cards, which can only be used in daily consumption fields, such as home improvement, tourism, supermarket shopping, catering, studying abroad, training and wedding.
If you want to withdraw cash by installments with a debit card, you can only negotiate with the credit card (debit card) merchant and pay a certain handling fee to withdraw cash. However, it is illegal to withdraw cash, and once it is discovered, the consequences are very serious.
How to brush out the excellent customer installment debit card of BOC?
Youke installment debit card can't withdraw cash and transfer money, and can only be used for ordinary credit card consumption in a limited range of merchants. According to your description, it is impossible to determine the cause of the error for the time being. You are advised to call the customer service hotline of China Bank at 95566 for enquiry.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
How to use China Bank Youke installment debit card to brush out the money?
You can only swipe your card on the POS machine, and swiping your card successfully in the specified merchant type.
Youke installment debit cards are used in different ways. Although there is a quota for Youke installment, it cannot be taken out through ATM, nor can it be bound to Alipay, WeChat and other channels for transfer and consumption. Known designated merchants include consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants, and other types of POS machines cannot be swiped.
I. Company Profile
China Bank was established in Shanghai on 19 12 with the approval of Dr. Sun Yat-sen, and it is one of the oldest banks in China. From 19 12 to 1928, Bank of China performed the functions of the central bank, and was responsible for acting as an agent for the national treasury, accepting foreign exchange public funds and issuing paper money.
From 1928 to 1942, Bank of China, as an international exchange bank chartered by the government, actively borrowed advanced international experience to reform the management mechanism, and took the lead in entering the international market in China financial circles, and successively set up branches in international financial centers such as London, Singapore and new york. From 1942 to 1949, China Bank, as a specialized bank in international trade, was responsible for the receipt and payment of government foreign funds, the development of foreign trade and the handling of relevant loans and investments.
After 1949, China Bank has long been a national specialized foreign exchange and foreign trade bank, managing the national foreign exchange in a unified way, carrying out international trade settlement, remittance and other non-trade foreign exchange businesses, and vigorously supporting foreign trade development and economic construction. Since the reform and opening-up, China Bank has seized the historical opportunity of the country's utilization of foreign capital and advanced technology to speed up economic construction, exerted its unique advantages in long-term foreign exchange business, and become the main channel for the country to utilize foreign capital.
Second, the company logo
With the approval of the head office of Bank of China, 1986 officially adopted the bank standard of China. The logo of the bank was designed by a famous Hong Kong designer, and it is based on China ancient coins and the word "Zhong". Ancient coins are designed with round and square borders, with a square hole in the middle and a vertical line up and down in the shape of a Chinese character, which means that the world is round and the economy is the foundation, giving people the impression of simplicity, stability, easy identification, profound meaning and quite Chinese style.