Three: It depends on the number of good cars in your area. There are many good cars, so leave more. In fact, you don't have to put them too high. 500 thousand is the end. The gap between 50,000 and 500,000 should be almost several hundred dollars, and the higher the risk, the lower it is.

Car damage insurance: this is the car that accompanies you when you are in danger. Only this insurance is for yourself. This is the only insurance you can take if you drive into a roadside pole. Or a child has damaged your car or something! ! However, when insuring this, be sure to ask the insurance company how much to choose for you at the purchase price of the new car. Choose more and accompany more, choose less and pay less premiums, and accompany less when you are in danger.

Separate glass breakage insurance: if you often go to the expressway, it is recommended to take out insurance, because the stone falling from the cart knocked your glass out of the pit or the child threw a stone to kick the ball and broke your glass, so you can only bear the glass breakage insurance alone, not the car damage (depending on your personal situation).

Excluding deductible insurance: this must be insured, because the insurance company has a certain deductible when the customer is in danger, and only when this insurance is insured will it be paid in full.

Theft and rescue: ... well, this is very simple. If you are afraid of the car being stolen ... insure it ... but I remember that this insurance needs to be paid 90 days after the public security department proves that it is lost. It seems that few customers are insured.

Designate 4S stores: I don't know if there are many 4S stores there. If it's not a lot, you can insure this, because there are not many 4S stores there. If there is an accident, the insurance company will not follow the 4S store for maintenance.

Scratch insurance: I don't think it's necessary ... Scratch insurance is very dangerous ... If you take out a copy of 2000, you will have to accompany it from 2000 ... It will cost several hundred dollars to accompany it once ... And this insurance has% 10, and the absolute deductible ... I suggest not to protect it and drive carefully.

other

There is no need for self-ignition insurance and no need for people in the car.

Generally speaking, it is enough to insure the three, and the car damage is not deductible. You can read what I wrote, but you don't understand. You're asking me.

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